1001 Bill Rd, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 1001 Bill Rd, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,344 sqft · built 1950
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Aug 2022)
Tax Bill	$5,413 (2026)
Deeds & Mortgages	Jul 2021 Line of Credit Aug 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`422800 59.20-8-1`

Property Details

APN / Parcel Number

Primary APN	`422800 59.20-8-1`
Alternative APN	`280005902000080010000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	672 sqft
Upper Floors Area	672 sqft
Game Room	Game Room

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2000
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	130 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	225 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1001 BILL RD
City	SCHENECTADY
State	NY
Zip	12303-2611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	66 R,G,DM,BKF FREDS COMM 4.-289-18
Legal Block	8
Legal Lot Number	1.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	2
Census Block	2009
Census Tract	32901

Owner

1001 Bill Rd is owned and occupied by an individual who bought it in August 2022.

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1001 BILL RD, SCHENECTADY, NY 12303-2611
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2021	Deed of Trust, Mortgage · Line of Credit SUNMARK FCU
Aug 11, 2022	Warranty Deed, Transfer · FHA Mortgage PREMIUM MORTGAGE CORP
Sep 10, 2020	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Sep 24, 2019	Warranty Deed, Transfer · FHA Mortgage SUNMARK FCU
Oct 26, 2018	Quit Claim Deed Quitclaim
Sep 21, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2022 · Amount on File
Deed Sale	Aug 11, 2022 · Amount on File
Prior Sale	Sep 24, 2019 · Amount on File
Deed Document Number	202242595
Deed Book / Page	2090 / 633
Prior Transfer Date	Oct 22, 2018
Prior Transfer Doc	0000047611
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1001 BILL RD, SCHENECTADY, NY 12303-2611
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11001 BILL RD, SCHENECTADY, NY 12303

Mortgage

Document Number	0000034212
Date	Jul 20, 2021
Book Page	5122/187
Instrument	202134212

Lender

Name	SUNMARK FCU
Type	Credit Union
Address	LATHAM, NY 12110

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Aug 25, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Aug 11, 2022
Property Address	1001 BILL RD, SCHENECTADY, NY 12303-2611
Document Number	0000042595
Book / Page	2090 / 633
Instrument Date	Jul 15, 2022
Instrument	202242595
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,160.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1001 BILL RD, SCHENECTADY, NY 12303-2611

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80 CADY AVE, SCHENECTADY, NY 12303-1547

Mortgage

Document Number	0000042596
Date	Aug 11, 2022
Instrument	202242596

Lender

Name	PREMIUM MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1001 BILL RD, SCHENECTADY, NY 12303-2611
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1001 BILL RD, SCHENECTADY, NY 12303-2611

Mortgage

Document Number	0000027092
Date	Sep 10, 2020
Book Page	5019/753
Instrument	202027092

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Sep 24, 2019
Property Address	1001 BILL RD, SCHENECTADY, NY 12303-2611
Document Number	0000042735
Book / Page	2020 / 715
Instrument Date	Sep 18, 2019
Instrument	201942735
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	LEGACY TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1001 BILL RD, 1001, SCHENECTADY, NY 12303-2611

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2337 1ST AVE, SCHENECTADY, NY 12303-2404

Mortgage

Document Number	0000042736
Date	Sep 24, 2019
Instrument	201942736

Lender

Name	SUNMARK FCU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

October 2018: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Oct 26, 2018
Property Address	1001 BILL RD, SCHENECTADY, NY 12303-2611
Document Number	0000047611
Book / Page	001998 / 000726
Instrument Date	Oct 22, 2018
Instrument	47611
Record Updated	Nov 13, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	19 NEWELL CT MENANDS NY 122041227, MENANDS, NY 12204-1227

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Sep 21, 2018
Property Address	1001 BILL RD, SCHENECTADY, NY 12303-2611
Document Number	0000042058
Book / Page	001996 / 000235
Instrument Date	Sep 14, 2018
Instrument	42058
Transaction Type	Transfer
Record Updated	Oct 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	19 NEWELL CT MENANDS NY 122041227, MENANDS, NY 12204-1227

Tax Assessment & Valuation

The 2026 property tax bill for 1001 Bill Rd was $5,413, up 1.7% from the year before.

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,413.00 (+1.71%)
2025	$5,322.00	$145,000 Land $12,600 Building $132,400	$223,100 Land $19,387 Building $203,713
2023		$145,000 Land $12,600 Building $132,400	$190,800 Land $16,580 Building $174,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1001 Bill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1001 Bill Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Greenlight Networks, T-Mobile, Verizon.

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