1012 Bill Rd, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 1012 Bill Rd, Schenectady, NY 12303 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,512 sqft · built 1950
Lot Size0.24 acres (10,454 sqft)
OwnerIndividual Name on File
Last Sale$87,000 (May 1997)
Tax Bill$5,138 (2025)
Deeds & MortgagesJul 2022 Second Mortgage
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN422800 59.20-7-22

Property Details

APN / Parcel Number

Primary APN422800 59.20-7-22
Alternative APN
  • 280005902000070220000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,512 sqft Living Area
1st Floor Area1,008 sqft 1st Floor
Upper Floors Area504 sqft Upper Floors
Stories1 Story

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1960
Architectural StyleCape Cod
Exterior MaterialComposition/Composite
Lot Area10,454 sqft (0.24 acres)
Lot Dimensions160 ft deep x 65 ft wide

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
Pool Area512 sqft Pool
Shed1 Shed
Shed Area60 sqft Shed
PorchPorch
Porch Area225 sqft Porch

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address1012 BILL RD
CitySCHENECTADY
StateNY
Zip12303-2612
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionR,ROG,SP,ENCPT FREDS COMM - 60 4.-289-12
Legal Block7
Legal Lot Number22.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group2
Census Block2012
Census Tract32901

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 59.20-7-22

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1012 BILL RD, SCHENECTADY, NY 12303-2612
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
STATE EMPLOYEES FCU
Oct 01, 2020Deed of Trust, Mortgage · Conventional Mortgage
CAPITAL COMMUNICATIONS FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 19, 1997 · Amount on Record
Deed SaleMay 19, 1997 · Amount on Record
Prior SaleSep 01, 1994 · Amount on Record
Deed Book / Page1517 / 794
Last Transfer DateNov 23, 2009
Transfer Doc0000049996
Record UpdatedJun 08, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1012 BILL RD, SCHENECTADY, NY 12303-2612
Transaction TypeMortgage
Record UpdatedAug 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1012 BILL RD, SCHENECTADY, NY 12303-2612

Mortgage

Document Number0000039523
DateJul 28, 2022
Book Page5244/560
Instrument202239523
Lender
NameSTATE EMPLOYEES FCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueAug 01, 2042

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1012 BILL RD, SCHENECTADY, NY 12303-2612
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1012 BILL RD, SCHENECTADY, NY 12303-2612

Mortgage

Document Number0000030204
DateOct 01, 2020
Book Page5025/910
Instrument202030204
Lender
NameCAPITAL COMMUNICATIONS FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueSep 01, 2035

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,138.00$140,000 (-) Land $10,700 Building $129,300$215,400 (+16.94%) Land $16,463 Building $198,937
2023$140,000 Land $10,700 Building $129,300$184,200 Land $14,078 Building $170,122

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 4% of the US · above 5% of New York
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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