Midland County property record for 904 Vance Rd, Midland, MI 48640
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,789 sqft · built 1970 |
| Lot Size | 0.9 acres (39,204 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $3,192 (2025) |
| Deeds & Mortgages | Apr 2026 Sale Apr 2026 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 14-18-94-104 |
| Primary APN | 14-18-94-104 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,789 sqft Living Area |
| 1st Floor Area | 1,923 sqft |
| Basement Area | 851 sqft |
| Unfinished Basement | 851 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Bi-Level |
| Lot Area | 39,204 sqft (0.9 acres) |
| Lot Dimensions | 297 ft deep x 132 ft wide |
| Garage Area | 1,270 sqft |
| Parking Spaces | 5 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 904 VANCE RD |
|---|---|
| City | MIDLAND |
| State | MI |
| Zip | 48640-6449 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-1 |
| Legal Description | BEG AT SW COR OF NW 1/4 OF SW 1/4 OF SEC 18,N 132 FT,E 330 FT,S 132 FT,W 330 FT TO BEG |
| Jurisdiction | MIDLAND MI |
| Township / Civil Division | MIDLAND |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 290400 |
904 Vance Rd is owner-occupied and held in a trust since April 2026.
Source: Midland County records, as of October 22, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 904 VANCE RD, MIDLAND, MI 48640-6449 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 27, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 27, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 23, 2026 |
| Transfer Doc | 0000004132 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Apr 27, 2026 |
| Property Address | 904 VANCE RD, MIDLAND, MI 48640-6449 |
| Document Number | 0000004132 |
| Book / Page | 2026 / 4132 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 20264132 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 904 VANCE RD, MIDLAND, MI 48640-6449 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Apr 27, 2026 |
| Property Address | 904 VANCE RD, MIDLAND, MI 48640-6449 |
| Document Number | 2026R04132 |
| Book / Page | 2026 / 4132 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 20264132 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 904 VANCE RD, MIDLAND, MI 48640-6449 |
The 2025 property tax bill for 904 Vance Rd was $3,192 with a homeowner's exemption, up 1% from the year before.
Source: Midland County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Midland County |
| Municipality | Midland City |
| Unified School District | Midland Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $128,600 (+6.11%) | $257,200 (+6.11%) | |
| 2025 | $3,192.00 (+1.01%) Homeowner's exemption | $121,200 | $242,400 |
| 2024 | $3,160.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 904 Vance Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 31 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 57 (1986–2020) |
| Claims Outside the SFHA | 9 of 57 |
| Most Recent Claim | May 2020 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 904 Vance Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370 |
|---|---|
| Water Source | Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile.
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