1007 S River St, Franklin, OH 45005 Property Records

Warren County property record for 1007 S River St, Franklin, OH 45005

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 944 sqft · built 1915
Lot Size	0.166 acres (7,515 sqft)
Owner	2 Individual Names on File
Last Sale	$153,600 (Jan 2026)
Tax Bill	$2,379 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-31-301-005-0`

Property Details

APN / Parcel Number

Primary APN	`04-31-301-005-0`
Alternative APNs	`0431301005` `431301005` `2100398`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	944 sqft Living Area
1st Floor Area	152 sqft
2nd Floor Area	396 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Lot Area	7,515 sqft (0.166 acres)
Lot Dimensions	167 ft deep x 45 ft wide
Porch	Open Porch
Porch Area	140 sqft
Deck Area	190 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Gravity Furnace
Heating Fuel	Gas

Location & Zoning

Account Number	2100398
Street Address	1007 S RIVER ST
City	FRANKLIN
State	OH
Zip	45005-2748
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARK PLACE LOT 122
Legal Subdivision	PARK PLACE
Legal Block	398
Legal Lot Number	122
Jurisdiction	WARREN OH
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1010
Census Tract	32502

Owner

1007 S River St is owned and occupied by two individuals who bought it in January 2026.

Source: Warren County records, as of July 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1007 S RIVER ST, FRANKLIN, OH 45005-2748
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2026 · Amount on File
Deed Sale	Jan 6, 2026 · Amount on File
Prior Sale	Sep 8, 2025 · Amount on File
Deed Document Number	2026286
Prior Transfer Date	Dec 5, 1990
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Jan 6, 2026
Property Address	1007 S RIVER ST, FRANKLIN, OH 45005-2748
Document Number	0000000286
Map Reference	MB 2 PG 151
Instrument Date	Dec 23, 2025
Instrument	2026-000286
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	NORTHWEST SELECT TITLE AGENCY, NORTHWEST SELECT TTL AGCY LL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1007 S RIVER ST, FRANKLIN, OH 45005-2748

Mortgage

Document Number	0000000287
Date	Jan 6, 2026
Instrument	2026-000287

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 1007 S River St was $2,379.

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Franklin Township
Municipality	Franklin City
Unified School District	Franklin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,379.00	$25,330 Land $7,740 Building $17,590	$72,390 Land $22,120 Building $50,270
2023	$1,241.00 (+27.28%)	$18,792 (-) Land $4,393 Building $14,399
2022	$975.00	$18,792 Land $4,393 Building $14,399	$53,690 (-) Land $12,550 Building $41,140
2021			$53,690 Land $12,550 Building $41,140

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1007 S River St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1992)
Most Recent Claim	May 1992 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1007 S River St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN PUBLIC WATER SYSTEM private · serves 11,690 people · EPA ID OH8300412
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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