1007 Princessa Dr, Matthews, NC 28104 Property Records

Union County property record for 1007 Princessa Dr, Matthews, NC 28104

Property Summary

Property Type	Rural Home
Details	5 bd · 4.5 ba · 3,966 sqft · built 2014
Lot Size	0.96 acres (41,818 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,365,000 (Aug 2024)
Tax Bill	$5,789 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Sep 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-045-203`

Property Details

APN / Parcel Number

Primary APN	`06-045-203`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,966 sqft Living Area
1st Floor Area	2,430 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Lot Area	41,818 sqft (0.96 acres)
Garage Type	Attached
Garage Area	771 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	436 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1007 PRINCESSA DR
City	MATTHEWS
State	NC
Zip	28104-6250
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-40 WESLE
Legal Description	#2 QUINTESSA PH3 MP2 OPCI536
Legal Subdivision	QUINTESSA
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	2
Census Block	2016
Census Tract	21021

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1007 PRINCESSA DR, MATTHEWS, NC 28104-6250
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2021	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO
Sep 3, 2019	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Nov 4, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2024 · Amount on Record
Deed Sale	Aug 19, 2024 · Amount on Record
Prior Sale	Nov 4, 2019 · Amount on Record
Deed Document Number	202419609
Deed Book / Page	8960 / 818
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1007 PRINCESSA DR, MATTHEWS, NC 28104-6250
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 PRINCESSA DR, MATTHEWS, NC 28104-6250

Mortgage

Document Number	0007979225
Date	Feb 5, 2021
Book Page	7979/225
Instrument	5443

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1007 PRINCESSA DR, MATTHEWS, NC 28104-6250
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007455865
Date	Sep 3, 2019
Book Page	7455/865
Instrument	0026362

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Nov 4, 2019
Property Address	1007 PRINCESSA DR, MATTHEWS, NC 28104-6250
Document Number	0007508168
Book / Page	7508 / 168
Map Reference	CAB I FILE 536-538
Instrument Date	Nov 4, 2019
Instrument	0034223
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,470.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1449 S MOORINGS DR, 1449, WILMINGTON, NC 28405-4362

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 PRINCESSA DR, MATTHEWS, NC 28104-6250

Mortgage

Document Number	0000034224
Date	Nov 4, 2019
Instrument	0034224

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.47%
Type Change Date	Dec 1, 2029
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	5.47%
Index	1-Year LIBOR
Max Rate	9.47%

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Wesley Chapel Village
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,188,500 (-) Land $241,900 Building $946,600	$1,188,500 (-) Land $241,900 Building $946,600
2025	$5,789.00 (+26.81%)	$1,188,500 (+66.18%) Land $241,900 Building $946,600	$1,188,500 (+66.18%) Land $241,900 Building $946,600
2023	$4,565.00	$715,200 Land $150,200 Building $565,000	$715,200 Land $150,200 Building $565,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTWOOD FOREST MHP private · serves 375 people · EPA ID NC0160137
Water Source	Groundwater
Last State Inspection	Apr 2026
Also Mapped Here	UNION COUNTY WATER SYSTEM
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Windstream.

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