2005 Princessa Dr, Matthews, NC 28104 Property Records

Union County property record for 2005 Princessa Dr, Matthews, NC 28104

Property Summary

Property Type	Rural Home
Details	5 bd · 4.5 ba · 4,907 sqft · built 2013
Lot Size	0.926 acres (40,337 sqft)
Owner	Company Name on Record
Last Sale	$740,000 (Aug 2018)
Tax Bill	$5,679 (2025)
Deeds & Mortgages	Dec 2023 Transfer Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-045-142`

Property Details

APN / Parcel Number

Primary APN	`06-045-142`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	4,907 sqft Living Area
1st Floor Area	2,260 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Hip
Lot Area	40,337 sqft (0.926 acres)
Garage Type	Attached
Garage Area	1,129 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	287 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2005 PRINCESSA DR
City	MATTHEWS
State	NC
Zip	28104-6264
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-40 WESLE
Legal Description	#58 QUINTESSA PH3 OPCI242
Legal Subdivision	QUINTESSA
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	2
Census Block	2016
Census Tract	21021

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2005 PRINCESSA DR, MATTHEWS, NC 28104-6264
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2023	Intrafamily Transfer, Transfer
Sep 4, 2019	Deed of Trust, Mortgage LIVE OAK BKG
Jul 24, 2019	Deed of Trust, Mortgage LIVE OAK BKG
Aug 16, 2018	Warranty Deed, Transfer · ARM ACC MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2018 · Amount on Record
Deed Sale	Aug 16, 2018 · Amount on Record
Prior Sale	Aug 2, 2013 · Amount on Record
Deed Document Number	201823239
Deed Book / Page	7217 / 748
Last Transfer Date	Oct 28, 2023
Transfer Doc	0008831799
Record Updated	Oct 29, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Dec 27, 2023
Property Address	2005 PRINCESSA DR, MATTHEWS, NC 28104-6264
Document Number	0008831799
Book / Page	8831 / 799
Map Reference	CAB I FILE 242
Instrument Date	Oct 28, 2023
Instrument	30590
Transaction Type	Transfer
Record Updated	Jan 16, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2005 PRINCESSA DR, MATTHEWS, NC 28104-6264

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	2005 PRINCESSA DR, MATTHEWS, NC 28104-6264

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2005 PRINCESSA DR, MATTHEWS, NC 28104-6264
Document Number	7469823
Instrument Date	Sep 4, 2019
Transaction Type	Mortgage
Record Updated	Oct 3, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2005 PRINCESSA DR WESLEY CHAPEL NC 281046264, WESLEY CHAPEL, NC 28104-6264

Mortgage

Document Number	7469823
Date	Sep 20, 2019
Book Page	007469/000823
Instrument	28552

Lender

Name	LIVE OAK BKG
Type	Bank
Address	WILMINGTON, NC 28403

Agreement

Amount	Amount Recorded

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2005 PRINCESSA DR, MATTHEWS, NC 28104-6264
Document Number	7425113
Instrument Date	Jul 24, 2019
Transaction Type	Mortgage
Record Updated	Aug 26, 2019
Title Company	RELTCO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2005 PRINCESSA DR WESLEY CHAPEL NC 281046264, WESLEY CHAPEL, NC 28104-6264

Mortgage

Document Number	7425113
Date	Jul 26, 2019
Book Page	007425/000113
Instrument	21693

Lender

Name	LIVE OAK BKG
Type	Bank
Address	WILMINGTON, NC 28403

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jul 25, 2029

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Aug 16, 2018
Property Address	2005 PRINCESSA DR, MATTHEWS, NC 28104-6264
Document Number	0007217748
Book / Page	7217 / 748
Map Reference	CAB 1 FILE 242
Instrument Date	Jul 25, 2018
Instrument	0023239
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,480.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 783968, WINTER GARDEN, FL 34778-3968

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7301 STONEHAVEN DR, WAXHAW, NC 28173-7380

Mortgage

Document Number	0000023240
Date	Aug 16, 2018
Instrument	0023240

Lender

Name	ACC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	8.25%
Type Change Date	Sep 1, 2023
Change Frequency	Annually
Min Rate At Change	6.25%
Max Rate At Change	10.2%
Index	1-Year LIBOR
Margin	6
Max Rate	13.2%

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Wesley Chapel Village
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,165,900 (-) Land $241,400 Building $924,500	$1,165,900 (-) Land $241,400 Building $924,500
2025	$5,679.00 (+22%)	$1,165,900 (+59.87%) Land $241,400 Building $924,500	$1,165,900 (+59.87%) Land $241,400 Building $924,500
2023	$4,655.00	$729,300 Land $149,900 Building $579,400	$729,300 Land $149,900 Building $579,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTWOOD FOREST MHP private · serves 375 people · EPA ID NC0160137
Water Source	Groundwater
Last State Inspection	Apr 2026
Also Mapped Here	UNION COUNTY WATER SYSTEM
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Windstream.

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