1007 O'Neal St, Gainesville, TX 76240 Property Records

Cooke County property record for 1007 O'Neal St, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,190 sqft · built 1986
Lot Size	0.18 acres (7,854 sqft)
Owner	Company Name on File
Last Sale	$113,000 (Mar 2019)
Tax Bill	$3,859 (2025)
Deeds & Mortgages	Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2610-002-00013`

Property Details

APN / Parcel Number

Primary APN	`2610-002-00013`
Alternative APN	`22364`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,190 sqft Living Area
Gross Area	2,154 sqft
1st Floor Area	1,190 sqft
Flooring	Carpet

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Combination
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	7,854 sqft (0.18 acres)
Garage Type	Mixed
Garage Area	216 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	268 sqft
Storage Building	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2610-002-00013
Street Address	1007 ONEAL ST
City	GAINESVILLE
State	TX
Zip	76240-3469
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARKWOOD; BLOCK 2; LOT 13
Legal Subdivision	PARKWOOD
Legal Block	2
Legal Lot Number	13
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	1
Census Block	1019
Census Tract	500

Owner

Source: Cooke County assessment roll, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	2304 COUNTY ROAD 322, VALLEY VIEW, TX 76272-3396
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 21, 2019 · Amount on Record
Deed Sale	Mar 21, 2019 · Amount on Record
Prior Sale	Sep 5, 2014
Deed Document Number	201990557
Deed Book / Page	2247 / 771
Prior Transfer Date	Mar 18, 2019
Prior Transfer Doc	2247/771
Record Updated	Sep 20, 2026

March 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Mar 21, 2019
Property Address	1007 ONEAL ST, GAINESVILLE, TX 76240-3469
Document Number	2247/771
Book / Page	2247 / 771
Map Reference	CAB A SL 313-B
Instrument Date	Mar 18, 2019
Instrument	2019-90557
Transaction Type	Transfer
Record Updated	Nov 9, 2021
Title Company	GAINESVILLE TITLE COMPANY INC, GAINESVILLE TITLE CO INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	464 OAK HILL RD, 464, VALLEY VIEW, TX 76272-7597

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2025 ASHLAND DR, GAINESVILLE, TX 76240-4512

Mortgage

Document Number	201990558
Date	Mar 21, 2019
Instrument	2019-90558

Lender

Name	GUARANTY BANK & TRUST
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 15, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,859.00 (+10.41%)	$184,493 (+20.04%) Land $31,966 Building $152,527	$184,493 (+20.04%) Land $31,966 Building $152,527
2024	$3,495.00 (+10.39%)
2023		$153,699 Land $29,060 Building $124,639	$153,699 Land $29,060 Building $124,639
2022	$3,166.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	47 (1989–2020)
Claims Outside the SFHA	5 of 47
Most Recent Claim	Jan 2020 · other causes
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2007 · 26 claims Severe Storms, Tornadoes & Flooding, May 1990 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Fiber	2,000 / 2,000
Optimum Communications Cable	940 / 35
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group, Element8 Technology Investment Group.