913 O'Neal St, Gainesville, TX 76240 Property Records

Cooke County property record for 913 O'Neal St, Gainesville, TX 76240

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,234 sqft · built 1986
Lot Size0.189 acres (8,233 sqft)
OwnerCompany Name on Record
Last Sale$49,400 (Apr 2009)
Tax Bill$3,944 (2026)
Flood ZoneZone X (minimal risk)
APN2610-003-00011

Property Details

APN / Parcel Number

Primary APN2610-003-00011
Alternative APN
  • 22372

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,234 sqft Living Area
Gross Area1,778 sqft
1st Floor Area1,234 sqft
FlooringLaminate Plank

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area8,233 sqft (0.189 acres)
Garage Area216 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area328 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2610-003-00011
Street Address913 ONEAL ST
CityGAINESVILLE
StateTX
Zip76240-3452
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPARKWOOD; BLOCK 3; LOT 11
Legal SubdivisionPARKWOOD
Legal Block3
Legal Lot Number11
JurisdictionCOOKE TX
Township / Civil DivisionGAINESVILLE
Census Block Group1
Census Block1020
Census Tract500

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address2304 COUNTY ROAD 322, VALLEY VIEW, TX 76272-3396
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 28, 2009 · Amount on Record
Deed SaleApr 28, 2009 · Amount on Record
Prior SaleOct 28, 2008
Deed Document Number20092682
Deed Book / Page1633 / 768
Prior Transfer DateOct 7, 2008
Prior Transfer Doc0062/1604
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCooke County
MunicipalityGainesville City
Unified School DistrictGainesville Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,944.00 (+0.03%)$188,511 (-) Land $33,512 Building $154,999$188,511 (-) Land $33,512 Building $154,999
2025$3,943.00 (+10.39%)$188,511 (+17.8%) Land $33,512 Building $154,999$188,511 (+17.8%) Land $33,512 Building $154,999
2024$3,572.00 (+8.57%)
2023$160,032 Land $30,466 Building $129,566$160,032 Land $30,466 Building $129,566
2022$3,290.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims47 (1989–2020)
Claims Outside the SFHA5 of 47
Most Recent ClaimJan 2020 · other causes
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2007 · 26 claims
  • Severe Storms, Tornadoes & Flooding, May 1990 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.8% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GAINESVILLE
serves 18,107 people · EPA ID TX0490001
Water SourceSurface water
Last State InspectionApr 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nortex Communications Company
Fiber
2,000 / 2,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
ElektraFi
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Element8, Nextlink.

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