1303 O'Neal St, Gainesville, TX 76240 Property Records

Cooke County property record for 1303 O'Neal St, Gainesville, TX 76240

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,147 sqft · built 1946
Lot Size0.122 acres (5,297 sqft)
OwnerCompany Name on File
Tax Bill$2,498 (2026)
Deeds & MortgagesMar 2017 Sale
Flood ZoneZone X (minimal risk)
APN2245-00B-00008

Property Details

APN / Parcel Number

Primary APN2245-00B-00008
Alternative APN
  • 14081

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,147 sqft Living Area
Gross Area1,527 sqft
1st Floor Area1,147 sqft

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Exterior MaterialWood
Foundation TypePier/Post & Beam
Roof MaterialComposition Shingle
Lot Area5,297 sqft (0.122 acres)
Garage TypeCarport
Garage Area324 sqft
CarportCarport
Carport Area324 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area56 sqft

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Account Number2245-00B-00008
Street Address1303 ONEAL ST
CityGAINESVILLE
StateTX
Zip76240-3560
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionERNWOOD ADDN; BLOCK B; LOT 8
Legal SubdivisionERNWOOD ADDN
Legal BlockB
Legal Lot Number8
JurisdictionCOOKE TX
Township / Civil DivisionGAINESVILLE
Census Block Group2
Census Block2045
Census Tract600

Owner

1303 O'Neal St is owned by a company that acquired it in March 2017.

Source: Cooke County records, as of October 20, 2026

Owner of RecordCompany Name on File
Mailing AddressPO BOX 783, GAINESVILLE, TX 76241-0783
Owner TypeCompany
VestingPartnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 13, 2017
Deed SaleMar 13, 2017
Deed Document Number201772782
Deed Book / Page2120 / 741
Record UpdatedOct 29, 2026

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOKE TX
Recording DateMar 13, 2017
Property Address1303 ONEAL ST, GAINESVILLE, TX 76240-3560
Document Number2120/741
Book / Page2120 / 741
Map ReferenceCAB B SL 79
Instrument DateMar 10, 2017
Instrument00072782
Transaction TypeTransfer
Record UpdatedNov 9, 2021
Title CompanyHOWETH TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 2531, DENTON, TX 76202-2531

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 783, GAINESVILLE, TX 76241-0783

Tax Assessment & Valuation

The 2026 property tax bill for 1303 O'Neal St was $2,498, up 15.1% from the year before.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCooke County
MunicipalityGainesville City
Unified School DistrictGainesville Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,498.00 (+15.12%)$119,420 (+15.09%) Land $21,551 Building $97,869$119,420 (+15.09%) Land $21,551 Building $97,869
2025$2,170.00 (+10.38%)$103,761 Land $21,551 Building $82,210$103,761 Land $21,551 Building $82,210
2024$1,966.00
2023$114,036 Land $19,592 Building $94,444$114,036 Land $19,592 Building $94,444
2022$2,082.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1303 O'Neal St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1992–2007)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 2007 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1303 O'Neal St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GAINESVILLE
serves 18,107 people · EPA ID TX0490001
Water SourceSurface water
Last State InspectionApr 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nortex Communications Company
Fiber
2,000 / 2,000
Optimum
Cable
940 / 35
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
ElektraFi
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Element8.

Nearby Properties on O'Neal St

Nearby Streets

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