Dorchester County property record for 1007 Locust St, Cambridge, MD 21613
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,421 sqft · built 1920 |
| Lot Size | 0.272 acres (11,856 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,212 (2026) |
| Deeds & Mortgages | Oct 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-118996 |
| Primary APN | 07-118996 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,421 sqft Total Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Exterior Material | Wood Shingle |
| Roof Material | Composition Shingle |
| Lot Area | 11,856 sqft (0.272 acres) |
| Garage Type | Detached |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 189 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 118996 |
|---|---|
| Street Address | 1007 LOCUST ST |
| City | CAMBRIDGE |
| State | MD |
| Zip | 21613-1536 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT 11,856 SQ. FT. 1007 LOCUST STREET CAMBRIDGE |
| Jurisdiction | DORCHESTER MD |
| Township / Civil Division | 7, CAMBRIDGE |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 970400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Cambridge Historic District, Wards I and III listed 1990 · 675 contributing resources · NRIS 90001370 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Dorchester County records, as of October 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1007 LOCUST ST, CAMBRIDGE, MD 21613-1536 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 29, 2006 |
| Deed Sale | Dec 29, 2006 |
| Prior Sale | Oct 18, 2001 · Amount on Record |
| Deed Document Number | 200660809 |
| Deed Book / Page | 780 / 601 |
| Last Transfer Date | Oct 2, 2025 |
| Transfer Doc | 0019720262 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DORCHESTER MD |
| Recording Date | Oct 14, 2025 |
| Property Address | 1007 LOCUST ST, CAMBRIDGE, MD 21613-1536 |
| Document Number | 0019720262 |
| Book / Page | 1972 / 262 |
| Instrument Date | Oct 2, 2025 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1007 LOCUST ST, CAMBRIDGE, MD 21613-1536 |
Source: Dorchester County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Dorchester County |
| Municipality | Cambridge City |
| Unified School District | Dorchester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,212.00 (+4.32%) Homeowner's exemption | $182,100 (+2.65%) | $191,500 (+7.95%) Land $30,800 Building $160,700 |
| 2025 | $3,079.00 (+12.37%) Homeowner's exemption | $177,400 (+15.9%) Land $30,800 Building $146,600 | $177,400 (-) Land $30,800 Building $146,600 |
| 2023 | $2,740.00 Homeowner's exemption | $153,067 | $177,400 Land $30,800 Building $146,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 36 individual policies |
| Nearby Flood Policies | 60 units insured incl. 24 condo units |
| Nearby Flood Claims | 25 (1979–2025) |
| Claims Outside the SFHA | 4 of 25 |
| Most Recent Claim | Jul 2025 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 70% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Bay Country Communications, Verizon.
5G (outdoors only) and 4G LTE
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