1005 Locust St, Cambridge, MD 21613 Property Records

Dorchester County property record for 1005 Locust St, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,750 sqft · built 1912
Lot Size	0.217 acres (9,455 sqft)
Owner	Individual Name on File
Last Sale	$50,000 (Apr 2022)
Tax Bill	$2,652 (2026)
Deeds & Mortgages	Apr 2022 Sale Dec 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`07-152760`

Property Details

APN / Parcel Number

Primary APN	`07-152760`
Alternative APNs	`7152760` `152760`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,750 sqft Total Area

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Architectural Style	Conventional
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	9,455 sqft (0.217 acres)
Porch	Slab
Porch Area	668 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	152760
Street Address	1005 LOCUST ST
City	CAMBRIDGE
State	MD
Zip	21613-1536
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 9,455 SQ. FT. 1005 LOCUST STREET CAMBRIDGE
Legal Subdivision	NORTHEAST SIDE OF LOCUST STREET
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	4
Census Block	4018
Census Tract	970400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Cambridge Historic District, Wards I and III listed 1990 · 675 contributing resources · NRIS 90001370

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1005 Locust St is owned by an individual who bought it in April 2022.

Source: Dorchester County records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	313 OAKLEY ST, CAMBRIDGE, MD 21613-1711
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2022	Deed, Transfer COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK
Dec 16, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2022 · Amount on File
Deed Sale	Apr 26, 2022 · Amount on File
Prior Sale	Nov 1, 2005 · Amount on File
Deed Book / Page	1737 / 414
Prior Transfer Date	Jun 22, 2021
Prior Transfer Doc	0017050125
Record Updated	Oct 29, 2026

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Apr 26, 2022
Property Address	1005 LOCUST ST, CAMBRIDGE, MD 21613-1536
Document Number	0017370414
Book / Page	1737 / 414
Instrument Date	Apr 15, 2022
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	313 OAKLEY ST, CAMBRIDGE, MD 21613-1711

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DORCHESTER MD
Recording Date	Dec 16, 2021
Property Address	1005 LOCUST ST, CAMBRIDGE, MD 21613-1536
Document Number	0017050125
Book / Page	1705 / 125
Map Reference	LB 688 FO 0005
Instrument Date	Jun 22, 2021
Transaction Type	Transfer
Record Updated	Jan 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 ROLLING GREENS CT, LUTHERVILLE TIMONIUM, MD 21093-3908

Tax Assessment & Valuation

The 2026 property tax bill for 1005 Locust St was $2,652, up 3.6% from the year before.

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Cambridge City
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,652.00 (+3.59%)	$141,933 (+4.13%)	$153,200 (+12.4%) Land $30,600 Building $122,600
2025	$2,560.00	$136,300 Land $30,600 Building $105,700	$136,300 Land $30,600 Building $105,700
2023	$2,397.00	$129,700	$136,300 Land $30,600 Building $105,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1005 Locust St in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 individual policies
Nearby Flood Policies	60 units insured incl. 24 condo units
Nearby Flood Claims	25 (1979–2025)
Claims Outside the SFHA	4 of 25
Most Recent Claim	Jul 2025
Claims by Event	Hurricane Isabel, Sep 2003 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1005 Locust St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 70% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Bay Country Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Locust St

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