1014 Locust St, Cambridge, MD 21613 Property Records

Dorchester County property record for 1014 Locust St, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,022 sqft · built 1906
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on File
Tax Bill	$2,094 (2025)
Flood Zone	Zone X (minimal risk)
APN	`07-148224`

Property Details

APN / Parcel Number

Primary APN	`07-148224`
Alternative APNs	`7148224` `148224`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	2,022 sqft Total Area

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Porch	Slab
Porch Area	386 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	148224
Street Address	1014 LOCUST ST
City	CAMBRIDGE
State	MD
Zip	21613-1550
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 10,000 SQ. FT. 1014 LOCUST ST CAM
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	2
Census Block	2014
Census Tract	970500

Owner

Source: Dorchester County records · APN 07-148224

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1014 LOCUST ST, CAMBRIDGE, MD 21613-1550
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 13, 2005
Deed Sale	Dec 13, 2005
Prior Sale	Aug 19, 1983 · Amount on Record
Deed Document Number	200550753
Deed Book / Page	697 / 81
Prior Transfer Date	Nov 30, 2005
Prior Transfer Doc	MLB006970081
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Dorchester County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Cambridge City
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$120,633 (+2.49%)	$126,500 (+7.48%) Land $30,700 Building $95,800
2025	$2,094.00 (+12.28%) Homeowner's exemption	$117,700 (+14.01%) Land $30,700 Building $87,000	$117,700 (-) Land $30,700 Building $87,000
2023	$1,865.00 Homeowner's exemption	$103,233	$117,700 Land $30,700 Building $87,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 10, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 66% of the US · above 70% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Cambridge Historic District, Wards I and III listed 1990 · 675 contributing resources · NRIS 90001370

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Bay Country Communications, Verizon.

Based on FCC filings for 687 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF CAMBRIDGE WATER serves 15,000 people
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.