Craven County property record for 1002 Locust Ct, Havelock, NC 28532
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,537 sqft · built 2001 |
| Lot Size | 0.276 acres (12,011 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $287,000 (Aug 2024) |
| Tax Bill | $2,732 (2026) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 6-220-T-045 |
| Primary APN | 6-220-T-045 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,537 sqft Living Area |
| 1st Floor Area | 1,537 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,011 sqft (0.276 acres) |
| Lot Dimensions | 135 ft deep x 79.9 ft wide |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 140979 |
|---|---|
| Street Address | 1002 LOCUST CT |
| City | HAVELOCK |
| State | NC |
| Zip | 28532-3234 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 45 SOUTHERN TERRACE SCT III |
| Legal Subdivision | SOUTHERN TERRACE |
| Legal Lot Number | 45 |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 961302 |
Source: Craven County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1002 LOCUST CT, HAVELOCK, NC 28532-3234 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 15, 2022 | Warranty Deed, Transfer · VA Mortgage WELLS FARGO BANK NA |
| May 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIGURE LENDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 21, 2024 · Amount on Record |
| Deed Sale | Aug 21, 2024 · Amount on Record |
| Prior Sale | Nov 15, 2022 · Amount on Record |
| Deed Document Number | 202410130194 |
| Deed Book / Page | 3809 / 218 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Nov 15, 2022 |
| Property Address | 1002 LOCUST CT, HAVELOCK, NC 28532-3234 |
| Document Number | 03747/1317 |
| Book / Page | 3747 / 1317 |
| Map Reference | CAB G SL 166 D&E |
| Instrument Date | Nov 4, 2022 |
| Instrument | 10105859 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $368.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1002 LOCUST CT, 1002, HAVELOCK, NC 28532-3234 |
| Name | Verified Name |
|---|---|
| Address | 1002 LOCUST CT, HAVELOCK, NC 28532-3234 |
| Document Number | 0037471320 |
|---|---|
| Date | Nov 15, 2022 |
| Instrument | 3747/1320 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 1002 LOCUST CT, HAVELOCK, NC 28532-3234 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3613/1357 |
|---|---|
| Date | May 21, 2020 |
| Book Page | 3613/1357 |
| Instrument | 10054812 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | RENO, NV 89501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jun 10, 2030 |
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Municipality | Havelock City |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,732.00 (+16.7%) | $222,710 (-) Land $40,000 Building $182,710 | $222,710 (-) Land $40,000 Building $182,710 |
| 2025 | $2,341.00 (+4%) | $222,710 (+14.3%) Land $40,000 Building $182,710 | $222,710 (+14.3%) Land $40,000 Building $182,710 |
| 2023 | $2,251.00 (+25.06%) | $194,850 (+28.75%) Land $40,000 Building $154,850 | $194,850 (+28.75%) Land $40,000 Building $154,850 |
| 2022 | $1,800.00 | $151,340 Land $32,000 Building $119,340 | |
| 2018 | $151,340 Land $32,000 Building $119,340 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 5 (2006–2018) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 91% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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