Howard County property record for 10065 Rowan Ln, Laurel, MD 20723
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 3,504 sqft · built 2017 |
| Lot Size | 0.223 acres (9,716 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $787,831 (Aug 2017) |
| Tax Bill | $12,901 (2026) |
| Deeds & Mortgages | Dec 2021 Mortgage Oct 2021 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-596137 |
| Primary APN | 06-596137 |
|---|---|
| Alternative APN |
|
| Full Baths | 5 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,504 sqft Total Area |
| Basement Area | 700 sqft |
| Finished Basement | 700 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,716 sqft (0.223 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 108 sqft |
| Deck Area | 360 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 596137 |
|---|---|
| Street Address | 10065 ROWAN LN |
| City | LAUREL |
| State | MD |
| Zip | 20723-6033 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-ED |
| Legal Description | LOT 81 9,716 SQ' 10065 ROWAN LN WINCOPIA FARMS |
| Legal Subdivision | WINCOPIA FARMS |
| Legal Lot Number | 81 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 606807 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10065 ROWAN LN, LAUREL, MD 20723-6033 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Oct 22, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 9, 2017 · Amount on Record |
| Deed Sale | Aug 9, 2017 · Amount on Record |
| Deed Document Number | 2017744-102 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10065 ROWAN LN, LAUREL, MD 20723-6033 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0211990049 |
|---|---|
| Date | Dec 16, 2021 |
| Book Page | 21199/49 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10065 ROWAN LN, LAUREL, MD 20723-6033 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0210390335 |
|---|---|
| Date | Oct 22, 2021 |
| Book Page | 21039/335 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | PHILADELPHIA, PA 19104 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 57 Months |
| Due | Jul 1, 2026 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,901.00 (+1.95%) Homeowner's exemption | $915,933 (+5.03%) | $1,003,600 (+15.08%) Land $346,200 Building $657,400 |
| 2025 | $12,654.00 (+70.36%) Homeowner's exemption | $872,100 (+19.38%) Land $231,200 Building $640,900 | $872,100 (-) Land $231,200 Building $640,900 |
| 2023 | $730,500 | $872,100 Land $231,200 Building $640,900 | |
| 2022 | $7,428.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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