1006 Cape Cod Dr, Stafford, VA 22554 Property Records

Stafford County property record for 1006 Cape Cod Dr, Stafford, VA 22554

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,728 sqft · built 1989
Lot Size0.371 acres (16,165 sqft)
OwnerIndividual Name on Record
Tax Bill$2,861 (2025)
Deeds & MortgagesAug 2020 Mortgage
Jan 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN21B-778A

Property Details

APN / Parcel Number

Primary APN21B-778A
Alternative APNs
  • 021B 778A
  • 12029

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,728 sqft Living Area
Basement Area1,728 sqft
Finished Basement876 sqft
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Architectural StyleRaised Ranch
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area16,165 sqft (0.371 acres)
Garage TypeBasement
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area80 sqft
Deck Area168 sqft
Patio Area168 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number12029
Old Parcel Number021B 778A
Street Address1006 CAPE COD DR
CitySTAFFORD
StateVA
Zip22554-2125
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1- SUBURB RES
Legal DescriptionLOT 778-A1 16163 SQFT SEC 3 AQUIA HARBOUR SUB
Legal SubdivisionAQUIA HARBOUR SEC 03
Legal Lot Number778 16163
JurisdictionSTAFFORD VA
Township / Civil DivisionAQUIA
Census Block Group1
Census Block1014
Census Tract10103

Owner

Source: Stafford County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1006 CAPE COD DR, STAFFORD, VA 22554-2125
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 21, 2020Deed of Trust, Mortgage
ICONIC MTG CORP
Jan 4, 2019Deed of Trust, Mortgage · VA Mortgage
CARRINGTON MTG SVCS
Apr 3, 2018Deed of Trust, Mortgage · VA Mortgage
LOANPAL

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 11, 2005
Deed SaleMay 11, 2005
Deed Document Number50017079
Deed Book / Page7351
Prior Transfer DateMay 12, 2000
Prior Transfer Doc0000007351
Record UpdatedJun 8, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTAFFORD VA
Property Address1006 CAPE COD DR, STAFFORD, VA 22554-2125
Document Number200027961
Instrument DateAug 21, 2020
Transaction TypeMortgage
Record UpdatedNov 17, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1006 CAPE COD DR STAFFORD VA 225542125, STAFFORD, VA 22554-2125

Mortgage

Document Number200027961
DateOct 22, 2020
Instrument27961
Lender
NameICONIC MTG CORP
TypeBank
Agreement
AmountAmount Recorded
Term360 Months
DueOct 21, 2050
Interest
Rate TypeFixed Rate

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTAFFORD VA
Property Address1006 CAPE COD DR, STAFFORD, VA 22554-2125
Document Number190000475
Instrument DateJan 4, 2019
Transaction TypeMortgage
Record UpdatedJan 29, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number190000475
DateJan 11, 2019
Instrument475
Lender
NameCARRINGTON MTG SVCS
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term336 Months
DueJan 10, 2047
Interest
Rate TypeFixed Rate

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTAFFORD VA
Property Address1006 CAPE COD DR, STAFFORD, VA 22554-2125
Document Number180005768
Instrument DateApr 3, 2018
Transaction TypeMortgage
Record UpdatedApr 24, 2018
Title CompanyTIMIOS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1006 CAPE COD DR STAFFORD VA 225542125, STAFFORD, VA 22554-2125

Mortgage

Document Number180005768
DateApr 11, 2018
Instrument5768
Lender
NameLOANPAL
AddressROSEVILLE, CA 95661
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 10, 2048

Tax Assessment & Valuation

Source: Stafford County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyStafford County
Unified School DistrictStafford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,861.00 (-15.78%)$407,300 (+13.3%) Land $145,000 Building $262,300$407,300 (+13.3%) Land $145,000 Building $262,300
2023$3,397.00 (+12.48%)$359,500 Land $120,000 Building $239,500$359,500 Land $120,000 Building $239,500
2021$3,020.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTAFFORD COUNTY UTILITIES
serves 123,684 people · EPA ID VA6179100
Water SourceSurface water
Last State InspectionNov 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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