Stafford County property record for 1002 Cape Cod Dr, Stafford, VA 22554
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,232 sqft · built 1973 |
| Lot Size | 0.426 acres (18,578 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $123,000 (Dec 1998) |
| Tax Bill | $3,474 (2025) |
| Deeds & Mortgages | Jul 2024 Second Mortgage Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21B-779 |
| Primary APN | 21B-779 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,232 sqft Living Area |
| 1st Floor Area | 1,032 sqft |
| Basement Area | 200 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 18,578 sqft (0.426 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 528 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Other |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 12030 |
|---|---|
| Old Parcel Number | 021B 779 |
| Street Address | 1002 CAPE COD DR |
| City | STAFFORD |
| State | VA |
| Zip | 22554-2125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1- SUBURB RES |
| Legal Description | LOT 779 SEC 3 18578 SQFT AQUIA HARBOUR SUBDIVISION |
| Legal Subdivision | AQUIA HARBOUR SUB |
| Legal Lot Number | 779 |
| Jurisdiction | STAFFORD VA |
| Township / Civil Division | AQUIA |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 10103 |
1002 Cape Cod Dr is owned and occupied by two individuals who bought it in December 1998.
Source: Stafford County records, as of November 17, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1002 CAPE COD DR, STAFFORD, VA 22554-2125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 23, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Feb 1, 2022 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Aug 5, 2019 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 2, 1998 · Amount on File |
| Deed Sale | Dec 2, 1998 · Amount on File |
| Deed Document Number | 0980023547 |
| Deed Book / Page | 9800 / 23547 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Property Address | 1002 CAPE COD DR, STAFFORD, VA 22554-2125 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0240008646 |
|---|---|
| Date | Jul 23, 2024 |
| Instrument | 240008646 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jul 1, 2064 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Property Address | 1002 CAPE COD DR, STAFFORD, VA 22554-2125 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0220002288 |
|---|---|
| Date | Feb 1, 2022 |
| Instrument | 220002288 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Property Address | 1002 CAPE COD DR, STAFFORD, VA 22554-2125 |
| Document Number | 190013401 |
| Instrument Date | Aug 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1002 CAPE COD DR STAFFORD VA 225542125, STAFFORD, VA 22554-2125 |
| Document Number | 190013401 |
|---|---|
| Date | Aug 8, 2019 |
| Instrument | 13401 |
| Name | NATIONSTAR MTG |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 7, 2049 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 1002 Cape Cod Dr was $3,474.
Source: Stafford County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Stafford County |
| Unified School District | Stafford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,474.00 | $370,900 Land $145,000 Building $225,900 | $370,900 Land $145,000 Building $225,900 |
| 2023 | $3,162.00 | $334,700 Land $120,000 Building $214,700 | $334,700 Land $120,000 Building $214,700 |
| 2021 | $2,716.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1002 Cape Cod Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1002 Cape Cod Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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