Stafford County property record for 1004 Cape Cod Dr, Stafford, VA 22554
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 2,254 sqft · built 1974 |
| Lot Size | 0.393 acres (17,150 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (Dec 2019) |
| Tax Bill | $4,148 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Dec 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21B-778 |
| Primary APN | 21B-778 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,254 sqft Living Area |
| Basement Area | 1,232 sqft |
| Finished Basement | 1,008 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Architectural Style | Colonial |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 17,150 sqft (0.393 acres) |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 128 sqft |
| Patio Area | 128 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 12028 |
|---|---|
| Old Parcel Number | 021B 778 |
| Street Address | 1004 CAPE COD DR |
| City | STAFFORD |
| State | VA |
| Zip | 22554-2125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1- SUBURB RES |
| Legal Description | LOT 778A2 17148 SQFT SEC 3 AQUIA HARBOUR SUB |
| Legal Subdivision | AQUIA HARBOUR SEC 03 |
| Jurisdiction | STAFFORD VA |
| Township / Civil Division | AQUIA |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 10103 |
Source: Stafford County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1004 CAPE COD DR, STAFFORD, VA 22554-2125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITY LNDG |
| Dec 20, 2019 | Warranty Deed, Transfer · FHA Mortgage HOMESPIRE MTG CORP |
| Jun 26, 2017 | Grant Deed, Transfer · VA Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 20, 2019 · Amount on Record |
| Deed Sale | Dec 20, 2019 · Amount on Record |
| Prior Sale | Jun 26, 2017 |
| Deed Document Number | 190023297 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Property Address | 1004 CAPE COD DR, STAFFORD, VA 22554-2125 |
| Document Number | 200030852 |
| Instrument Date | Nov 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1004 CAPE COD DR STAFFORD VA 225542125, STAFFORD, VA 22554-2125 |
| Document Number | 200030852 |
|---|---|
| Date | Nov 16, 2020 |
| Instrument | 30852 |
| Name | CITY LNDG |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 15, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STAFFORD VA |
| Recording Date | Dec 20, 2019 |
| Property Address | 1004 CAPE COD DR, STAFFORD, VA 22554-2125 |
| Document Number | 190023297 |
| Instrument Date | Dec 18, 2019 |
| Instrument | 23297 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1004 CAPE COD DR STAFFORD VA 225542125, STAFFORD, VA 22554-2125 |
| Document Number | 190023298 |
|---|---|
| Date | Dec 20, 2019 |
| Instrument | 23298 |
| Name | HOMESPIRE MTG CORP |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 19, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STAFFORD VA |
| Recording Date | Jun 26, 2017 |
| Property Address | 1004 CAPE COD DR, STAFFORD, VA 22554-2125 |
| Document Number | 170011261 |
| Instrument Date | Jun 19, 2017 |
| Instrument | 11261 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2017 |
| Title Company | CHAMPION TITLE AGENCY, CHAMPION TITLE & SETTLEMENTS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $320.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1004 CAPE COD DR STAFFORD VA 225542125, STAFFORD, VA 22554-2125 |
| Document Number | 170011262 |
|---|---|
| Date | Jun 26, 2017 |
| Instrument | 11262 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 25, 2042 |
| Rate Type | Fixed Rate |
|---|
Source: Stafford County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Stafford County |
| Unified School District | Stafford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,148.00 (+7.13%) | $442,900 (+8.08%) Land $145,000 Building $297,900 | $442,900 (+8.08%) Land $145,000 Building $297,900 |
| 2023 | $3,872.00 (+19.03%) | $409,800 Land $120,000 Building $289,800 | $409,800 Land $120,000 Building $289,800 |
| 2021 | $3,253.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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