St. Charles County property record for 1005 Pine St, Saint Charles, MO 63301
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1 ba · 900 sqft · built 1958 |
| Lot Size | 0.032 acres (1,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $139,000 (Jan 2025) |
| Tax Bill | $1,450 (2025) |
| Deeds & Mortgages | Aug 2023 Transfer Aug 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 030020A000 |
| Primary APN | 030020A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 900 sqft Living Area |
| 1st Floor Area | 450 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,400 sqft (0.032 acres) |
| Lot Dimensions | 70 ft deep x 20 ft wide |
| Porch | Open Porch |
| Porch Area | 27 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 030020A000 |
|---|---|
| Street Address | 1005 PINE ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-4709 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | MCELHENEYS ADDN BLK 5 PT LOT 2 CITY BLK 303 |
| Legal Subdivision | MCELHENEYS ADDN-ST CHAS |
| Legal Block | 5,303 |
| Legal Lot Number | 2 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 310302 |
Source: St. Charles County records · APN 030020A000
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1005 PINE ST, SAINT CHARLES, MO 63301-4709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Aug 15, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Aug 02, 2023 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE CORP |
| Nov 02, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 02, 2025 · Amount on Record |
| Deed Sale | Jan 02, 2025 · Amount on Record |
| Prior Sale | Aug 15, 2023 |
| Deed Document Number | 20256 |
| Prior Transfer Date | Aug 09, 2023 |
| Prior Transfer Doc | 0000032761 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 15, 2023 |
| Property Address | 1005 PINE ST, SAINT CHARLES, MO 63301-4709 |
| Document Number | 0000032761 |
| Map Reference | MB 2 PG 27 |
| Instrument Date | Aug 09, 2023 |
| Instrument | 2023R-032761 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5229 LISETTE AVE, SAINT LOUIS, MO 63109-3778 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 02, 2023 |
| Property Address | 1005 PINE ST, SAINT CHARLES, MO 63301-4709 |
| Document Number | 0000030837 |
| Map Reference | MB 2 PG 27 |
| Instrument Date | Jul 17, 2023 |
| Instrument | 2023R-030837 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | FREEDOM TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1005 PINE ST, SAINT CHARLES, MO 63301-4709 |
| Document Number | 0000030838 |
|---|---|
| Date | Aug 02, 2023 |
| Instrument | 2023R-030838 |
| Name | AMERICAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Nov 02, 2022 |
| Property Address | 1005 PINE ST, SAINT CHARLES, MO 63301-4709 |
| Document Number | 0000059725 |
| Map Reference | MB 2 PG 27 |
| Instrument Date | Oct 27, 2022 |
| Instrument | 2022R-059725 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | FREEDOM TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14472 CHELLINGTON CT, CHESTERFIELD, MO 63017-2517 |
| Document Number | 0000059726 |
|---|---|
| Date | Nov 02, 2022 |
| Instrument | 2022R-059726 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2052 |
Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $22,852 (-) | $120,275 (-) Building $120,275 | |
| 2025 | $1,450.00 (+112.92%) | $22,852 (+11.13%) | $120,275 (+11.13%) |
| 2023 | $20,564 (+115.37%) | ||
| 2022 | $681.00 | $9,548 | $108,231 (+115.38%) Building $108,231 |
| 2021 | $50,251 |
Source: FEMA National Flood Hazard Layer as of August 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 63 (1979–2022) |
| Claims Outside the SFHA | 3 of 63 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 670 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST CHARLES PWS serves 78,961 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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