St. Charles County property record for 1001 Pine St, Saint Charles, MO 63301
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1 ba · 1,008 sqft · built 1958 |
| Lot Size | 0.064 acres (2,800 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $125,240 (Aug 2026) |
| Tax Bill | $1,622 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Dec 2023 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 030010A000 |
| Primary APN | 030010A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 522 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,800 sqft (0.064 acres) |
| Lot Dimensions | 70 ft deep x 40 ft wide |
| Porch | Slab |
| Porch Area | 27 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 030010A000 |
|---|---|
| Street Address | 1001 PINE ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-4709 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | MCELHENEYS ADDN BLK 5 PT LOT 1 CITY BLK 303 |
| Legal Subdivision | MCELHENEYS ADDN-ST CHAS |
| Legal Block | 5,303 |
| Legal Lot Number | 1 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 310302 |
Source: St. Charles County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1001 PINE ST, SAINT CHARLES, MO 63301-4709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Aug 10, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNION FEDERAL CREDIT UNION |
| Dec 4, 2023 | Warranty Deed, Transfer · Stand-Alone Second Mortgage CWREG LLC |
| Dec 4, 2023 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 10, 2026 · Amount on Record |
| Deed Sale | Aug 10, 2026 · Amount on Record |
| Prior Sale | Jun 24, 2024 · Amount on Record |
| Deed Document Number | 202637847 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 10, 2026 |
| Property Address | 1001 PINE ST, SAINT CHARLES, MO 63301-4709 |
| Document Number | 0000037847 |
| Instrument Date | Aug 2, 2026 |
| Instrument | 202637847 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1001 PINE ST, SAINT CHARLES, MO 63301-4709 |
| Document Number | 0000037848, |
|---|---|
| Date | Aug 10, 2026 |
| Instrument | 202637848 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 4, 2023 |
| Property Address | 1001 PINE ST, SAINT CHARLES, MO 63301-4709 |
| Document Number | 0000049238 |
| Map Reference | MB 2 PG 27 |
| Instrument Date | Nov 28, 2023 |
| Instrument | 2023R-049238 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1205 LINDENWOOD AVE, SAINT CHARLES, MO 63301-0805 |
| Name | Verified Name |
|---|---|
| Address | 3201 S BRENTWOOD BLVD, SAINT LOUIS, MO 63119-1780 |
| Investor | Possibly a Property Investor |
| Document Number | 0000049239 |
|---|---|
| Date | Dec 4, 2023 |
| Instrument | 2023R-049239 |
| Name | CWREG LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 4, 2023 |
| Property Address | 1001 PINE ST, SAINT CHARLES, MO 63301-4709 |
| Document Number | 0000049237 |
| Map Reference | MB 2 PG 27 |
| Instrument Date | Nov 28, 2023 |
| Instrument | 2023R-049237 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1205 LINDENWOOD AVE, SAINT CHARLES, MO 63301-0805 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $25,626 (-) | $134,876 (-) Building $134,876 | |
| 2025 | $1,622.00 (-0.73%) | $25,626 (+11.11%) | $134,876 (+11.11%) Building $134,876 |
| 2024 | $1,634.00 | ||
| 2023 | $23,063 | ||
| 2022 | $121,387 Building $121,387 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 63 (1979–2022) |
| Claims Outside the SFHA | 3 of 63 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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