1000 Pine St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 1000 Pine St, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 941 sqft · built 1940
Lot Size	0.086 acres (3,750 sqft)
Owner	Individual Name on File
Last Sale	$179,100 (Dec 2021)
Tax Bill	$2,073 (2025)
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`029950A000`

Property Details

APN / Parcel Number

Primary APN	`029950A000`
Alternative APN	`6-006D-4364-04-0022.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	941 sqft Living Area
Gross Area	1,613 sqft
1st Floor Area	941 sqft
Basement Area	672 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Multi-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,750 sqft (0.086 acres)
Lot Dimensions	75 ft deep x 50 ft wide
Porch	Open Porch
Porch Area	133 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	029950A000
Street Address	1000 PINE ST
City	SAINT CHARLES
State	MO
Zip	63301-4710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	MCELHENEYS ADDN BLK 302 PT LOT 22 NW 4X22
Legal Subdivision	MCELHENEYS ADDN-ST CHAS
Legal Block	302
Legal Lot Number	22
Jurisdiction	ST CHARLES MO
Township / Civil Division	RIVERS
Census Block Group	1
Census Block	1006
Census Tract	310302

Owner

Source: St. Charles County assessment roll, APN 029950A000, as of August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1000 PINE ST, SAINT CHARLES, MO 63301-4710
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 22, 2021 · Amount on Record
Deed Sale	Dec 22, 2021 · Amount on Record
Prior Sale	Dec 28, 2009 · Amount on Record
Deed Document Number	2021102976
Prior Transfer Date	Jun 18, 2014
Prior Transfer Doc	0062030185
Record Updated	Jun 08, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 22, 2021
Property Address	1000 PINE ST, SAINT CHARLES, MO 63301-4710
Document Number	0000102976
Instrument Date	Dec 20, 2021
Instrument	2021R-102976
Transaction Type	Transfer
Record Updated	Jan 06, 2022
Title Company	DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16310 TROWER OAKS TRL, 16310, WRIGHT CITY, MO 63390-4203

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1000 PINE ST, SAINT CHARLES, MO 63301-4710

Mortgage

Document Number	0000102977
Date	Dec 22, 2021
Instrument	2021R-102977

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: St. Charles County assessment roll as of August 13, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,073.00 (+7.69%)	$32,886 (+10.41%)	$173,086 (+10.41%) Land $50,000 Building $123,086
2024	$1,925.00
2023		$29,786
2022			$156,766 Land $40,000 Building $116,766

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), as of August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833103021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	63 (1979–2022)
Claims Outside the SFHA	3 of 63
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2022 · 9 claims Flooding, Jun 2011 · 6 claims Severe Storms & Flooding, Aug 1993 · 30 claims

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 670 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MO6010707, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ST CHARLES PWS serves 78,961 people
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.