Placer County property record for 1005 Down River Ct, Roseville, CA 95747
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,095 sqft · built 1990 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,384 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 477-040-057-000 |
| Primary APN | 477-040-057-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,095 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Contemporary |
| Construction Type | Frame |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Area | 351 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Spa / Hot Tub (No Pool) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 477-040-057 |
|---|---|
| Street Address | 1005 DOWN RIVER CT |
| City | ROSEVILLE |
| State | CA |
| Zip | 95747-7364 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L 260 PLEASANT GROVE UNIT 2 |
| Legal Subdivision | PLEASANT GROVE UNIT NO. 2 |
| Legal Lot Number | 260 |
| Jurisdiction | PLACER CA |
| Township / Civil Division | ROSEVILLE |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 21043 |
1005 Down River Ct is owned and occupied by an individual who acquired it in February 2020.
Source: Placer County records, as of July 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1005 DOWN RIVER CT, ROSEVILLE, CA 95747-7364 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 15, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST BANK |
| Feb 1, 2021 | Deed of Trust, Mortgage · VA Mortgage ASSET FINANCIAL CENTER INC |
| Feb 28, 2020 | Intrafamily Transfer, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 28, 2020 |
| Deed Sale | Feb 28, 2020 |
| Prior Sale | Sep 30, 2016 |
| Deed Document Number | 202017940 |
| Prior Transfer Date | Feb 24, 2020 |
| Prior Transfer Doc | 0000017940 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 1005 DOWN RIVER CT, ROSEVILLE, CA 95747-7364 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1005 DOWN RIVER CT, ROSEVILLE, CA 95747-7364 |
| Document Number | 0000024969 |
|---|---|
| Date | May 15, 2023 |
| Instrument | 2023-0024969 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63179 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 1005 DOWN RIVER CT, ROSEVILLE, CA 95747-7364 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE OF SACRAMENTO |
| Name | Verified Name |
|---|---|
| Address | 1005 DOWN RIVER CT, ROSEVILLE, CA 95747-7364 |
| Document Number | 0000013634 |
|---|---|
| Date | Feb 1, 2021 |
| Instrument | 2021-0013634 |
| Name | ASSET FINANCIAL CENTER INC |
|---|---|
| Type | Non-Lending Institution |
| Address | SACRAMENTO, CA 95811 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PLACER CA |
| Recording Date | Feb 28, 2020 |
| Property Address | 1005 DOWN RIVER CT, ROSEVILLE, CA 95747-7364 |
| Document Number | 0000017940 |
| Map Reference | MB 3339 PG 229 |
| Instrument Date | Feb 24, 2020 |
| Instrument | 2020-0017940 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2021 |
| Title Company | STEWART TITLE OF SACRAMENTO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1005 DOWN RIVER CT, ROSEVILLE, CA 95747-7364 |
| Document Number | 0000017941 |
|---|---|
| Date | Feb 28, 2020 |
| Instrument | 2020-0017941 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
The 2025 property tax bill for 1005 Down River Ct was $6,384.
Source: Placer County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | California |
| County | Placer County |
| Municipality | Roseville City |
| Elementary School District | Dry Creek Joint Elementary School District (KG - 08) |
| Secondary School District | Roseville Joint Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $613,925 (+2%) Land $187,551 Building $426,374 | |
| 2025 | $6,384.00 | $601,888 Land $183,874 Building $418,014 |
| 2023 | $6,231.00 (-0.22%) | $578,518 Land $176,735 Building $401,783 |
| 2022 | $6,245.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1005 Down River Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 1 (45% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1005 Down River Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ROSEVILLE serves 165,736 people · EPA ID CA3110008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Zeta Broadband Fixed Wireless | 400 / 50 |
| Succeed.Net Fixed Wireless | 100 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, Fidium Fiber, unWired Broadband.
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