1004 Down River Ct, Roseville, CA 95747 Property Records

Placer County property record for 1004 Down River Ct, Roseville, CA 95747

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,602 sqft · built 1990
Lot Size	0.204 acres (8,879 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Dec 2014)
Tax Bill	$5,335 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Nov 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`477-040-054-000`

Property Details

APN / Parcel Number

Primary APN	`477-040-054-000`
Alternative APN	`477-040-054`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,602 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Contemporary
Construction Type	Frame
Lot Area	8,879 sqft (0.204 acres)
Garage Area	391 sqft
Parking Spaces	1 Parking Space
Pool Type	In-Ground Pool

Location & Zoning

Old Parcel Number	477-040-054
Street Address	1004 DOWN RIVER CT
City	ROSEVILLE
State	CA
Zip	95747-7364
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 257 PLEASANT GROVE UNIT 2 MOR P-35
Legal Subdivision	PLEASANT GROVE UNIT NO. 2
Legal Lot Number	257
Jurisdiction	PLACER CA
Township / Civil Division	ROSEVILLE
Census Block Group	1
Census Block	1019
Census Tract	21043

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1004 DOWN RIVER CT, ROSEVILLE, CA 95747-7364
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2022	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Nov 24, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage E MORTGAGE CAPITAL INC
May 26, 2017	Deed of Trust, Mortgage · FHA Mortgage BROADVIEW MORTGAGE CORP
Feb 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Nov 5, 2019	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Dec 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage DIGNIFIED HOME LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2014 · Amount on Record
Deed Sale	Dec 2, 2014 · Amount on Record
Deed Document Number	201486940
Prior Transfer Date	Nov 1, 1993
Prior Transfer Doc	0000084963
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	1004 DOWN RIVER CT, ROSEVILLE, CA 95747-7364
Transaction Type	Mortgage
Record Updated	Dec 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 DOWN RIVER CT, ROSEVILLE, CA 95747-7364

Mortgage

Document Number	0000084963
Date	Nov 15, 2022
Instrument	2022-0084963

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Nov 24, 2021
Property Address	1004 DOWN RIVER CT, ROSEVILLE, CA 95747-7364
Document Number	0000144624
Map Reference	MB P PG 35
Instrument Date	Nov 17, 2021
Instrument	2021-0144624
Transaction Type	Transfer
Record Updated	Dec 8, 2021
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1004 DOWN RIVER CT, ROSEVILLE, CA 95747-7364

Mortgage

Document Number	0000144625
Date	Nov 24, 2021
Instrument	2021-0144625

Lender

Name	E MORTGAGE CAPITAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	1004 DOWN RIVER CT, ROSEVILLE, CA 95747-7364
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038839
Date	May 26, 2017
Instrument	2017-0038839

Lender

Name	BROADVIEW MORTGAGE CORP
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	1004 DOWN RIVER CT, ROSEVILLE, CA 95747-7364
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010815
Date	Feb 25, 2019
Instrument	2019-0010815

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	1004 DOWN RIVER CT, ROSEVILLE, CA 95747-7364
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000087706
Date	Nov 5, 2019
Instrument	2019-0087706

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	1004 DOWN RIVER CT, ROSEVILLE, CA 95747-7364
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE INLAND EMPIRE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 DOWN RIVER CT, ROSEVILLE, CA 95747-7364

Mortgage

Document Number	0000145289
Date	Dec 10, 2020
Instrument	2020-0145289

Lender

Name	DIGNIFIED HOME LOANS
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Roseville City
Elementary School District	Dry Creek Joint Elementary School District (KG - 08)
Secondary School District	Roseville Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$512,427 (+2%) Land $98,065 Building $414,362
2025	$5,335.00 (+2.46%)	$502,381 (+4.04%) Land $96,143 Building $406,238
2023	$5,207.00 (-0.21%)	$482,874 Land $92,410 Building $390,464
2022	$5,218.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 1 (45% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROSEVILLE serves 165,736 people · EPA ID CA3110008
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Zeta Broadband Fixed Wireless	400 / 50
Succeed.Net Fixed Wireless	100 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Fidium Fiber, unWired Broadband.

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