Howard County property record for 10040 Fall Rain Dr, Laurel, MD 20723 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3.5 Baths |
| Year Built | Built 2003 |
| Square Footage | 4,072 sqft Total Area |
| Lot Size | 11,236 sqft (0.258 acres) |
| Garage | Attached, 480 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $1,015,000 (2025) |
| Tax Bill | $12,843.00 (2025) |
| Primary APN | 06-567401 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 4,072 sqft Total Area |
| Basement Area | 1,600 sqft Basement |
| Finished Basement | 1,600 sqft Finished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 11,236 sqft (0.258 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 480 sqft Garage |
| Deck Area | 240 sqft Deck |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 567401 |
|---|---|
| Street Address | 10040 FALL RAIN DR |
| City | LAUREL |
| State | MD |
| Zip | 20723-5771 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 31 11,236 SQ' 10040 FALL RAIN DR EMERSON S-2 PH-1B |
| Legal Subdivision | EMERSON |
| Legal Phase | 1B |
| Legal Lot Number | 31 |
| Jurisdiction | HOWARD MD |
| Minor Civil Division | 6, SAVAGE |
| Census Blockgroup | 3 |
| Census Block | 3000 |
| Census Tract | 606808 |
Source: Howard County records · APN 06-567401
Assessment roll updated August 4, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10040 FALL RAIN DR, LAUREL, MD 20723-5771 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 05, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Sep 17, 2025 | Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 17, 2025 · Amount on Record |
| Deed Sale | Sep 17, 2025 · Amount on Record |
| Prior Sale | Jul 03, 2013 · Amount on Record |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10040 FALL RAIN DR, LAUREL, MD 20723-5771 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0201840045 |
|---|---|
| Date | Feb 05, 2021 |
| Book Page | 20184/45 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Dec 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Sep 17, 2025 |
| Property Address | 10040 FALL RAIN DR, LAUREL, MD 20723-5771 |
| Document Number | 0229190459 |
| Book / Page | 22919 / 459 |
| Map Reference | MB 15205 |
| Instrument Date | Aug 26, 2025 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Title Company | CARDINAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,537.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 10040 FALL RAIN DR, LAUREL, MD 20723-5771 |
| Document Number | 0022919469 |
|---|---|
| Date | Sep 17, 2025 |
| Instrument | 22919/469 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2055 |
Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $899,500 (+7.02%) | $1,017,500 (+21.06%) Land $278,000 Building $739,500 | |
| 2025 | $12,843.00 (+65.14%) | $840,500 (+13.48%) Land $203,000 Building $637,500 | $840,500 (-) Land $203,000 Building $637,500 |
| 2023 | $740,633 | $840,500 Land $203,000 Building $637,500 | |
| 2022 | $7,777.00 |
Source: FEMA National Flood Hazard Layer, Howard County (24027C), updated October 31, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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