10028 Fall Rain Dr, Laurel, MD 20723 Property Records

Howard County property record for 10028 Fall Rain Dr, Laurel, MD 20723

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,446 sqft · built 2004
Lot Size	0.228 acres (9,952 sqft)
Owner	2 Individual Names on File
Last Sale	$905,000 (Oct 2025)
Tax Bill	$10,945 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-566804`

Property Details

APN / Parcel Number

Primary APN	`06-566804`
Alternative APN	`566804`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,446 sqft Total Area
Basement Area	800 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,952 sqft (0.228 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	322 sqft
Deck Area	440 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	566804
Street Address	10028 FALL RAIN DR
City	LAUREL
State	MD
Zip	20723-5762
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSC
Legal Description	LOT 8 9,952 SQ' 10028 FALL RAIN DR EMERSON SEC 2 PH 1B
Legal Subdivision	EMERSON SEC 02 PH 01B
Legal Phase	1B
Legal Lot Number	8
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	3
Census Block	3003
Census Tract	606808

Owner

Source: Howard County records · APN 06-566804

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10028 FALL RAIN DR, LAUREL, MD 20723-5762
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 23, 2025 · Amount on Record
Deed Sale	Oct 23, 2025 · Amount on Record
Prior Sale	Nov 19, 2009 · Amount on Record
Deed Book / Page	22971 / 219
Record Updated	Sep 20, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Oct 23, 2025
Property Address	10028 FALL RAIN DR, LAUREL, MD 20723-5762
Document Number	0229710219
Book / Page	22971 / 219
Map Reference	PL 15205
Instrument Date	Sep 30, 2025
Transaction Type	Transfer
Record Updated	Apr 03, 2026
Title Company	AWO REAL ESTATE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,262.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10028 FALL RAIN DR, LAUREL, MD 20723-5762

Mortgage

Document Number	0022971226
Date	Oct 23, 2025
Instrument	22971/226

Lender

Name	2004 0000178 LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2055

Tax Assessment & Valuation

Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$799,733 (+7.72%)	$914,400 (+23.17%) Land $272,200 Building $642,200
2025	$10,945.00 (+58.81%) Homeowner's exemption	$742,400 (+13.25%) Land $197,200 Building $545,200	$742,400 (-) Land $197,200 Building $545,200
2023		$655,533	$742,400 Land $197,200 Building $545,200
2022	$6,892.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Howard County (24027C), updated October 31, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240276068083, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 644 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile USA.

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