Howard County property record for 10027 Fall Rain Dr, Laurel, MD 20723 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,668 sqft · built 2003 |
| Lot Size | 0.2 acres (8,714 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $593,010 (Aug 2013) |
| Tax Bill | $10,103 (2025) |
| Deeds & Mortgages | Nov 2018 Mortgage Oct 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-567428 |
| Primary APN | 06-567428 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,668 sqft Total Area |
| Basement Area | 975 sqft |
| Finished Basement | 975 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,714 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 567428 |
|---|---|
| Street Address | 10027 FALL RAIN DR |
| City | LAUREL |
| State | MD |
| Zip | 20723-5763 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 40 8,714 SQ' 10027 FALL RAIN DR EMERSON S-2 PH-1B |
| Legal Subdivision | EMERSON |
| Legal Phase | 1B |
| Legal Lot Number | 40 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 606808 |
Source: Howard County records · APN 06-567428
Assessment roll updated August 4, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10027 FALL RAIN DR, LAUREL, MD 20723-5763 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 13, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CREDIT UNION MORTGAGE ASSOCIATION INC |
| Oct 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage IVY MORTGAGE CORP |
| Jul 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage IVY MORTGAGE CORP |
| Sep 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage IVY MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 29, 2013 · Amount on Record |
| Deed Sale | Aug 29, 2013 · Amount on Record |
| Prior Sale | Oct 16, 2003 · Amount on Record |
| Deed Book / Page | 15189 / 162 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10027 FALL RAIN DR, LAUREL, MD 20723-5763 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|
| Document Number | 0184470089 |
|---|---|
| Date | Nov 13, 2018 |
| Book Page | 18447/089 |
| Name | CREDIT UNION MORTGAGE ASSOCIATION INC |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 01, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10027 FALL RAIN DR, LAUREL, MD 20723-5763 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0189650243 |
|---|---|
| Date | Oct 22, 2019 |
| Book Page | 18965/243 |
| Name | IVY MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | FULTON, MD 20759 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10027 FALL RAIN DR, LAUREL, MD 20723-5763 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0195780333 |
|---|---|
| Date | Jul 31, 2020 |
| Book Page | 19578/333 |
| Name | IVY MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | FULTON, MD 20759 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10027 FALL RAIN DR, LAUREL, MD 20723-5763 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 10027 FALL RAIN DR, LAUREL, MD 20723-5763 |
| Document Number | 0209090036 |
|---|---|
| Date | Sep 16, 2021 |
| Book Page | 20909/36 |
| Name | IVY MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | FULTON, MD 20759 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $703,133 (+7.51%) | $801,400 (+22.54%) Land $266,700 Building $534,700 | |
| 2025 | $10,103.00 (+65.81%) | $654,000 (+12.99%) Land $191,700 Building $462,300 | $654,000 (-) Land $191,700 Building $462,300 |
| 2023 | $578,800 | $654,000 Land $191,700 Building $462,300 | |
| 2022 | $6,093.00 |
Source: FEMA National Flood Hazard Layer, Howard County (24027C), updated October 31, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240276068083, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 5 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force 5 of 5 on primary residences |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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