1004 Phil Cir, Laurel, MT 59044 Property Records

Yellowstone County property record for 1004 Phil Cir, Laurel, MT 59044 · Last verified April 2026

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,286 sqft · built 2018
Lot Size	0.042 acres (1,877 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,634 (2024)
Deeds & Mortgages	Aug 2022 Line of Credit Apr 2018 Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`000B03147U`

Property Details

APN / Parcel Number

Primary APN	`000B03147U`
Alternative APNs	`03-0821-08-2-06-01-7047` `R0338781` `B03147U`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,286 sqft Living Area
1st Floor Area	1,286 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Duplex Single
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,877 sqft (0.042 acres)
View / Lot	Apt/Condo Complex
Garage Area	492 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1004 PHIL CIR
City	LAUREL
State	MT
Zip	59044-3327
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	BRYNN WAY HOMES, S08, T02 S, R24 E, UNIT 47, 2.083% COMMON AREA INTEREST, LOC @ LT 1 BLK 5 ELENA SUB 2ND FIL
Legal Range	24E
Legal Township	02S
Legal Section	08
Legal Subdivision	BRYNN WAY HOMES
Legal Block	5
Legal Lot Number	1
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	LAUREL
Census Block Group	1
Census Block	1020
Census Tract	1901

Owner

Source: Yellowstone County records · APN 000B03147U

Assessment roll updated September 15, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1004 PHIL CIR, LAUREL, MT 59044-3327
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2022	Deed of Trust, Mortgage · Line of Credit WESTERN SECURITY BANK
Apr 12, 2018	Deed of Trust, Mortgage YELLOWSTONE BANK
Mar 07, 2019	Warranty Deed, Subdivision Related Transfer STEWART TITLE
Apr 12, 2018	Warranty Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	1004 PHIL CIR, LAUREL, MT 59044-3327
Transaction Type	Mortgage
Record Updated	Sep 08, 2022
Title Company	STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 PHIL CIR, LAUREL, MT 59044-3327

Mortgage

Document Number	0004027573
Date	Aug 24, 2022
Instrument	4027573

Lender

Name	WESTERN SECURITY BANK
Type	Bank
Address	LAUREL, MT 59044

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	1004 PHIL CIR, LAUREL, MT 59044-3327
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003846225
Date	Apr 12, 2018
Instrument	000003846225

Lender

Name	YELLOWSTONE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	9 Months
Due	Jan 01, 2019

March 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Mar 07, 2019
Property Address	1004 PHIL CIR, LAUREL, MT 59044-3327
Document Number	0003877368
Instrument Date	Mar 06, 2019
Instrument	3877368
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 15, 2019
Title Company	STEWART TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1004 PHIL CIR LAUREL MT 590443327, LAUREL, MT 59044-3327

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Apr 12, 2018
Property Address	1004 PHIL CIR, LAUREL, MT 59044-3327
Document Number	0003846226
Instrument Date	Apr 11, 2018
Instrument	3846226
Transaction Type	Transfer
Record Updated	May 07, 2018
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12455 MOLT RD MOLT MT 590572000, MOLT, MT 59057-2000

Tax Assessment & Valuation

Source: Yellowstone County records · Assessment roll updated September 15, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Montana
County	Yellowstone County
Municipality	Laurel City
Elementary School District	Laurel Elementary School District (PK - 08)
Secondary School District	Laurel High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$313,500 (+12.65%) Land $17,485 Building $296,015	$313,500 (+12.65%) Land $17,485 Building $296,015
2024	$2,634.00 (+18.86%)
2023	$2,216.00	$278,300	$278,300 Land $12,185 Building $266,115

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Yellowstone County (30111C), updated March 23, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 301110019011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone D
Special Flood Hazard Area	No
Flood Hazard	Undetermined not studied
500-Year Floodplain	No
Nearby Flood Claims	2 (1978–2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2004, river or lake flooding

Wildfire

Wildfire Risk	Moderate above 60% of the US · above 36% of Montana
Wildfire Likelihood	About 1 in 610 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 111 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
BHT Investment Holdings	Fixed Wireless (unlicensed)	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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