1001 Phil Cir, Laurel, MT 59044 Property Records

Yellowstone County property record for 1001 Phil Cir, Laurel, MT 59044

Property Summary

Property TypeDuplex
Details2 bd · 2 ba · 1,286 sqft · built 2018
Lot Size0.042 acres (1,864 sqft)
Owner2 Company Names on Record
Last Sale$245,200 (Sep 2021)
Tax Bill$1,134 (2025)
Deeds & MortgagesAug 2022 Transfer
Sep 2021 Mortgage
+ 2 more
Flood ZoneZone D (undetermined)
APN000B03147A

Property Details

APN / Parcel Number

Primary APN000B03147A
Alternative APNs
  • 03-0821-08-2-06-01-7027
  • R0338761
  • B03147A

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,286 sqft Living Area
1st Floor Area1,286 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleDuplex Single
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area1,864 sqft (0.042 acres)
View / LotApt/Condo Complex
Garage Area492 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1001 PHIL CIR
CityLAUREL
StateMT
Zip59044-3327
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionBRYNN WAY HOMES, S08, T02 S, R24 E, UNIT 27, 2.083% COMMON AREA INTEREST, LOC @ LT 1 BLK 5 ELENA SUB 2ND FIL
Legal Range24E
Legal Township02S
Legal Section08
Legal SubdivisionBRYNN WAY HOMES
Legal Block5
Legal Lot Number1
JurisdictionYELLOWSTONE MT
Township / Civil DivisionLAUREL
Census Block Group1
Census Block1020
Census Tract1901

Owner

Source: Yellowstone County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address1001 PHIL CIR, LAUREL, MT 59044-3327
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2022Intrafamily Transfer, Transfer
Sep 17, 2021Warranty Deed, Transfer · Conventional Mortgage
STEARNS LENDING LLC
Sep 25, 2018Warranty Deed, Subdivision Related Transfer
May 14, 2018Trustee's Deed, Construction Loan · Line of Credit
ROCKY MOUNTAIN BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 17, 2021 · Amount on Record
Deed SaleSep 17, 2021 · Amount on Record
Prior SaleSep 25, 2018
Deed Document Number20213990419
Last Transfer DateJul 12, 2022
Transfer Doc0004026156
Record UpdatedOct 29, 2026

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionYELLOWSTONE MT
Recording DateAug 12, 2022
Property Address1001 PHIL CIR, LAUREL, MT 59044-3327
Document Number0004026156
Map ReferenceDOC 3368117
Instrument DateJul 12, 2022
Instrument4026156
Transaction TypeTransfer
Record UpdatedAug 26, 2022

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address1001 PHIL CIR, LAUREL, MT 59044-3327

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionYELLOWSTONE MT
Recording DateSep 17, 2021
Property Address1001 PHIL CIR, LAUREL, MT 59044-3327
Document Number0003990419
Map ReferenceDOC 3368117
Instrument DateSep 16, 2021
Instrument3990419
Transaction TypeTransfer
Record UpdatedOct 1, 2021
Title CompanyFIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1001 PHIL CIR, LAUREL, MT 59044-3327
InvestorPossibly a Property Investor

Mortgage

Document Number0003990420
DateSep 17, 2021
Instrument3990420
Lender
NameSTEARNS LENDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

September 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionYELLOWSTONE MT
Recording DateSep 25, 2018
Property Address1001 PHIL CIR, LAUREL, MT 59044-3327
Document Number0003863455
Instrument DateSep 24, 2018
Instrument3863455
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 2, 2018

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1001 PHIL CIR #27 LAUREL MT 590443327, 27, LAUREL, MT 59044-3327

May 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionYELLOWSTONE MT
Recording DateMay 14, 2018
Property Address1001 PHIL CIR, LAUREL, MT 59044-3327
Instrument DateMay 10, 2018
Instrument3848996
Transaction TypeConstruction Loan
Record UpdatedJun 12, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address12455 MOLT RD MOLT MT 590572000, MOLT, MT 59057-2000

Mortgage

Document Number0003848996
DateMay 14, 2018
Instrument3848996
Lender
NameROCKY MOUNTAIN BK
TypeBank
AddressBILLINGS, MT 59108-0450
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateMontana
CountyYellowstone County
MunicipalityLaurel City
Elementary School DistrictLaurel Elementary School District (PK - 08)
Secondary School DistrictLaurel High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$313,500 (-) Land $17,485 Building $296,015$313,500 (-) Land $17,485 Building $296,015
2025$1,134.00 (-40.72%)$313,500 (+12.65%) Land $17,485 Building $296,015$313,500 (+12.65%) Land $17,485 Building $296,015
2024$1,913.00 (-13.67%)
2023$2,216.00$278,300$278,300 Land $12,185 Building $266,115

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1978–2004)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 2004 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · above 41% of Montana
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAUREL MUNICIPAL WATER SYSTEM
serves 6,339 people · EPA ID MT0000270
Water SourceSurface water
Last State InspectionSep 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jun 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Wisp West
Fixed Wireless
100 / 20

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