Yellowstone County property record for 1003 Phil Cir, Laurel, MT 59044
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 2 ba · 1,286 sqft · built 2018 |
| Lot Size | 0.042 acres (1,886 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $411,400 (Aug 2023) |
| Tax Bill | $2,017 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Oct 2020 Transfer + 4 more |
| Flood Zone | Zone D (undetermined) |
| APN | 000B03147B |
| Primary APN | 000B03147B |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,286 sqft Living Area |
| 1st Floor Area | 1,286 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Duplex Single |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,886 sqft (0.042 acres) |
| View / Lot | Apt/Condo Complex |
| Garage Area | 492 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1003 PHIL CIR |
|---|---|
| City | LAUREL |
| State | MT |
| Zip | 59044-3327 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | BRYNN WAY HOMES, S08, T02 S, R24 E, UNIT 28, 2.083% COMMON AREA INTEREST, LOC @ LT 1 BLK 5 ELENA SUB 2ND FIL |
| Legal Range | 24E |
| Legal Township | 02S |
| Legal Section | 08 |
| Legal Subdivision | BRYNN WAY HOMES |
| Legal Block | 5 |
| Legal Lot Number | 1 |
| Jurisdiction | YELLOWSTONE MT |
| Township / Civil Division | LAUREL |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 1901 |
Source: Yellowstone County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 327, RED LODGE, MT 59068-0327 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 30, 2023 | Warranty Deed, Transfer · Commercial Mortgage ALTANA FCU |
| Oct 20, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jul 29, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage WESTERN SECURITY BANK |
| Jan 18, 2019 | Warranty Deed, Subdivision Related Transfer WESTERN SEC BK |
| Jan 7, 2019 | Warranty Deed, Transfer · Stand-Alone Refinance WESTERN SECURITY BANK |
| May 14, 2018 | Trustee's Deed, Construction Loan · Line of Credit ROCKY MOUNTAIN BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 30, 2023 · Amount on Record |
| Deed Sale | Aug 30, 2023 · Amount on Record |
| Prior Sale | Jul 29, 2020 · Amount on Record |
| Deed Document Number | 20234056773 |
| Prior Transfer Date | Oct 20, 2020 |
| Prior Transfer Doc | 0003944255 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Aug 30, 2023 |
| Property Address | 1003 PHIL CIR, LAUREL, MT 59044-3327 |
| Document Number | 0004056773 |
| Instrument Date | Aug 30, 2023 |
| Instrument | 4056773 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2023 |
| Title Company | FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 327, RED LODGE, MT 59068-0327 |
| Document Number | 0004056774 |
|---|---|
| Date | Aug 30, 2023 |
| Instrument | 4056774 |
| Name | ALTANA FCU |
|---|---|
| Type | Credit Union |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 7 Months |
| Due | Mar 1, 2024 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Oct 20, 2020 |
| Property Address | 1003 PHIL CIR, LAUREL, MT 59044-3327 |
| Document Number | 0003944255 |
| Instrument Date | Oct 20, 2020 |
| Instrument | 3944255 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1003 PHIL CIR LAUREL MT 590443327, LAUREL, MT 59044-3327 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Jul 29, 2020 |
| Property Address | 1003 PHIL CIR, LAUREL, MT 59044-3327 |
| Document Number | 0003929816 |
| Map Reference | DOC 3845967 |
| Instrument Date | Jul 23, 2020 |
| Instrument | 3929816 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | STEWART TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1003 PHIL CIR, LAUREL, MT 59044-3327 |
| Document Number | 0003929818 |
|---|---|
| Date | Jul 29, 2020 |
| Instrument | 3929818 |
| Name | WESTERN SECURITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Jan 18, 2019 |
| Property Address | 1003 PHIL CIR, LAUREL, MT 59044-3327 |
| Document Number | 0003873718 |
| Instrument Date | Jan 18, 2019 |
| Instrument | 3873718 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 29, 2019 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1007 DAVIS CIR LAUREL MT 590443647, LAUREL, MT 59044-3647 |
| Document Number | 3873719 |
|---|---|
| Date | Jan 18, 2019 |
| Instrument | 3873719 |
| Name | WESTERN SEC BK |
|---|---|
| Type | Bank |
| Address | BILLINGS, MT 59102 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 17, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Jan 7, 2019 |
| Property Address | 1003 PHIL CIR, LAUREL, MT 59044-3327 |
| Document Number | 0003872784 |
| Instrument Date | Jan 7, 2019 |
| Instrument | 3872784 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1003 PHIL CIR, LAUREL, MT 59044-3327 |
| Document Number | 0003872785 |
|---|---|
| Date | Jan 7, 2019 |
| Instrument | 3872785 |
| Name | WESTERN SECURITY BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | May 14, 2018 |
| Property Address | 1003 PHIL CIR, LAUREL, MT 59044-3327 |
| Instrument Date | May 10, 2018 |
| Instrument | 3848997 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 12, 2018 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 12455 MOLT RD MOLT MT 590572000, MOLT, MT 59057-2000 |
| Document Number | 0003848997 |
|---|---|
| Date | May 14, 2018 |
| Instrument | 3848997 |
| Name | ROCKY MOUNTAIN BK |
|---|---|
| Type | Bank |
| Address | BILLINGS, MT 59108-0450 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Yellowstone County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Yellowstone County |
| Municipality | Laurel City |
| Elementary School District | Laurel Elementary School District (PK - 08) |
| Secondary School District | Laurel High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $313,800 (+12.76%) Land $17,485 Building $296,315 | $313,800 (+12.76%) Land $17,485 Building $296,315 | |
| 2025 | $2,017.00 (-8.98%) | ||
| 2023 | $2,216.00 | $278,300 | $278,300 Land $12,185 Building $266,115 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1978–2004) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2004 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 63% of Montana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAUREL MUNICIPAL WATER SYSTEM serves 6,339 people · EPA ID MT0000270 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisp West Fixed Wireless | 100 / 20 |
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