1004 Catherine St, Key West, FL 33040 Property Records

Monroe County property record for 1004 Catherine St, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,282 sqft · built 2006
Lot Size0.042 acres (1,848 sqft)
OwnerCompany Name on Record
Last Sale$625,000 (Jan 2005)
Tax Bill$7,553 (2025)
Flood ZoneZone X (moderate risk)
APN00032210-000000

Property Details

APN / Parcel Number

Primary APN00032210-000000
Alternative APNs
  • 01010100032210000000
  • 1032999

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,282 sqft Living Area
1st Floor Area1,282 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2017
Exterior MaterialCombination
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area1,848 sqft (0.042 acres)
Lot Dimensions53 ft deep x 33 ft wide

Exterior Amenities

Pool Area101 sqft
PorchSlab
Porch Area246 sqft
Patio Area411 sqft
Water FeatureWater Feature

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number1032999
Street Address1004 CATHERINE ST
CityKEY WEST
StateFL
Zip33040-3304
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHMDR
Legal DescriptionKW G G WATSON SUB I-209 PT LT 2 SQR 9 TR 13 G40-203 OR1334-1251 OR1336-6 OR1552-1480 OR1786-2246 OR1786-2248 OR2077-1843 OR2473-2323
Legal Range25E
Legal Township68S
Legal Section05
Legal SubdivisionKW G G WATSON SUB
Legal Tract13
Legal Lot Number2
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group2
Census Block2015
Census Tract972800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District (Boundary Increase)
listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4936 CENTRAL ST, KANSAS CITY, MO 64112-2416
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 20, 2005 · Amount on Record
Deed SaleJan 20, 2005 · Amount on Record
Prior SaleMay 23, 2002 · Amount on Record
Deed Document Number20051491662
Deed Book / Page2077 / 1843
Last Transfer DateJun 22, 2010
Transfer Doc0024732323
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,553.00 (+6.92%)$1,038,854 (+9.73%) Land $491,938 Building $546,916$1,038,854 (+9.73%) Land $491,938 Building $546,916
2024$7,064.00 (+7.54%)
2023$6,569.00 (+8.29%)$946,743 (+5.37%) Land $427,904 Building $518,839$946,743 (+5.37%) Land $427,904 Building $518,839
2022$6,066.00$898,533 Land $367,937 Building $530,596$898,533 Land $367,937 Building $530,596

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 191 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies198 units insured
incl. 7 condo units
Nearby Flood Claims4 (1994–2017)
Claims Outside the SFHA3 of 4
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 917 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: Hotwire Communications, T-Mobile.

Nearby Properties on Catherine St

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