922 Catherine St, Key West, FL 33040 Property Records

Monroe County property record for 922 Catherine St, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 936 sqft · built 1943
Lot Size	0.059 acres (2,576 sqft)
Owner	Company Name on Record
Last Sale	$838,000 (Mar 2014)
Tax Bill	$8,853 (2024)
Deeds & Mortgages	Mar 2022 Mortgage Aug 2019 Sale
Flood Zone	Zone X (moderate risk)
APN	`00032080-000000`

Property Details

APN / Parcel Number

Primary APN	`00032080-000000`
Alternative APNs	`01010100032080000000` `1032867`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	936 sqft Living Area
1st Floor Area	936 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1943
Effective Year Built	Effective 2016
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	2,576 sqft (0.059 acres)
Lot Dimensions	55 ft deep x 48 ft wide

Exterior Amenities

Pool Area	128 sqft
Porch	Open Porch
Porch Area	318 sqft
Deck Area	320 sqft
Patio Area	400 sqft
Water Feature	Water Feature

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1032867
Street Address	922 CATHERINE ST
City	KEY WEST
State	FL
Zip	33040-3276
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HMDR
Legal Description	KW G G WATSON SUB I-209 PT LOT 2 SQR 8 TR 13 E1-314 G50-368 G55-64 OR276-23 OR815-2044 OR848-540 OR1018-484 OR1103-866 OR1243-1901 OR1243-1903 OR1243-1904 OR2074-839 OR2242-937 OR2242-989 OR2616-141 OR2675-2287 OR2979-1729
Legal Range	25E
Legal Township	68S
Legal Section	05
Legal Subdivision	KW G G WATSON SUB
Legal Tract	13
Legal Lot Number	2
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	2
Census Block	2016
Census Tract	972800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	387 MEDINA RD, 400, MEDINA, OH 44256-9674
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Aug 13, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2014 · Amount on Record
Deed Sale	Mar 19, 2014 · Amount on Record
Prior Sale	Mar 1, 2013 · Amount on Record
Deed Document Number	20141973172
Deed Book / Page	2675 / 2287
Prior Transfer Date	Dec 18, 2004
Prior Transfer Doc	0020740839
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	922 CATHERINE ST, KEY WEST, FL 33040-3276
Transaction Type	Mortgage
Record Updated	Apr 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2176 ROLLINGWOOD DR, MEDINA, OH 44256-5987

Mortgage

Document Number	0031640611
Date	Mar 29, 2022
Book Page	3164/611
Instrument	2368095

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	HERMITAGE, PA 16148

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Aug 13, 2019
Property Address	922 CATHERINE ST, KEY WEST, FL 33040-3276
Document Number	0029791729
Book / Page	002979 / 001729
Instrument Date	Aug 13, 2019
Instrument	2232383
Transaction Type	Transfer
Record Updated	Aug 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2247 ROLLINGWOOD DR MEDINA OH 442565985, MEDINA, OH 44256-5985

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,113,970 (+11.43%) Land $642,094 Building $471,876	$1,113,970 (+11.43%) Land $642,094 Building $471,876
2024	$8,853.00 (+8.17%)
2023	$8,184.00 (+10.07%)	$999,698 (+7.88%) Land $558,515 Building $441,183	$999,698 (+7.88%) Land $558,515 Building $441,183
2022	$7,435.00	$926,645 Land $480,244 Building $446,401	$926,645 Land $480,244 Building $446,401

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 191 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	198 units insured incl. 7 condo units
Nearby Flood Claims	4 (1994–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 917 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, T-Mobile.

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