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1006 Catherine St, Key West, FL 33040 Property Records

Monroe County property record for 1006 Catherine St, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 971 sqft · built 1928
Lot Size0.045 acres (1,942 sqft)
OwnerIndividual Name on Record
Last Sale$460,000 (Nov 2015)
Tax Bill$3,738 (2024)
Deeds & MortgagesMar 2026 Second Mortgage
Oct 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN00032220-000000

Property Details

APN / Parcel Number

Primary APN00032220-000000
Alternative APNs
  • 01010100032220000000
  • 1033006

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area971 sqft Living Area
1st Floor Area971 sqft
FlooringWood
Interior WallsWood

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 2012
Exterior MaterialWood
Construction TypeWood
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area1,942 sqft (0.045 acres)
Lot Dimensions53 ft deep x 36 ft wide
PorchUnfinished Open Porch
Porch Area474 sqft

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Account Number1033006
Street Address1006 CATHERINE ST
CityKEY WEST
StateFL
Zip33040-3304
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHMDR
Legal DescriptionKW G G WATSON SUB I-209 PT LOTS 1 AND 2 SQR 9 TR 13 G18-244 OR466-473 OR752-1659 OR784-1079 OR1067-552 OR1067-1801 OR1108-1772 OR1340-2053 OR1399-1583 OR1601-1855 OR2769-935 OR2769-937
Legal Range25E
Legal Township68S
Legal Section05
Legal SubdivisionKW G G WATSON SUB
Legal Tract13
Legal Lot Number1,2
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group2
Census Block2015
Census Tract972800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District (Boundary Increase)
listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of April 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1006 CATHERINE ST, KEY WEST, FL 33040-3304
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 26, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Oct 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 12, 2015 · Amount on Record
Deed SaleNov 12, 2015 · Amount on Record
Prior SaleApr 19, 1996 · Amount on Record
Deed Document Number20152052870
Deed Book / Page2769 / 937
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address1006 CATHERINE ST, KEY WEST, FL 33040-3304
Transaction TypeMortgage
Record UpdatedApr 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1006 CATHERINE ST, KEY WEST, FL 33040-3304

Mortgage

Document Number0033721843
DateMar 26, 2026
Book Page3372/1843
Instrument2537067
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address1006 CATHERINE ST, KEY WEST, FL 33040-3304
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0030510873
DateOct 19, 2020
Book Page3051/873
Instrument2286880
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$449,830 (+5.99%)$699,938 (+14.08%) Land $512,348 Building $187,590
2024$3,738.00 (+1.88%)
2023$3,669.00 (+4.59%) Homeowner's exemption$424,421 (+3%)$613,567 (+10.95%) Land $445,658 Building $167,909
2022$3,508.00 Homeowner's exemption$412,060$553,033 Land $383,202 Building $169,831

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 191 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies198 units insured
incl. 7 condo units
Nearby Flood Claims4 (1994–2017)
Claims Outside the SFHA3 of 4
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 917 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: Hotwire Communications, T-Mobile.

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