1002 Tony Cir, Saint Cloud, FL 34772 Property Records

Osceola County property record for 1002 Tony Cir, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,842 sqft · built 1993
Lot Size	0.233 acres (10,193 sqft)
Owner	Individual Name on File
Last Sale	$288,000 (Mar 2021)
Tax Bill	$5,858 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`87467`

Property Details

APN / Parcel Number

Primary APN	`87467`
Alternative APN	`232630057100010020`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,842 sqft Heated Area
Gross Area	2,729 sqft
1st Floor Area	1,842 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1997
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,193 sqft (0.233 acres)
Lot Dimensions	133 ft deep x 75 ft wide
Garage Type	Finished
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	404 sqft
Fence	Fence
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	87467
Street Address	1002 TONY CIR
City	SAINT CLOUD
State	FL
Zip	34772-7309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1A
Legal Description	CANOE CREEK WOODS UNIT 9 PB 7 PGS 39-40 LOT 2
Legal Range	30E
Legal Township	26S
Legal Section	23
Legal Subdivision	CANOE CREEK WOODS & CRYSTAL CREEK
Legal Tract	571
Legal Block	1
Legal Lot Number	2
Legal Unit	9P
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1006
Census Tract	43303

Owner

Source: Osceola County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1002 TONY CIR, SAINT CLOUD, FL 34772-7309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2024	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Mar 23, 2021	Warranty Deed, Transfer · FHA Mortgage SUMMIT MORTGAGE CORP
May 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOUTH CENTRAL BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 23, 2021 · Amount on Record
Deed Sale	Mar 23, 2021 · Amount on Record
Prior Sale	Oct 28, 2002 · Amount on Record
Deed Document Number	2021042960
Deed Book / Page	5918 / 1034
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1002 TONY CIR, SAINT CLOUD, FL 34772-7309
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1002 TONY CIR, SAINT CLOUD, FL 34772-7309

Mortgage

Document Number	0065621473
Date	Mar 8, 2024
Book Page	6562/1473
Instrument	2024030823

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	999 TECH ROW STE 200, MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Apr 1, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 23, 2021
Property Address	1002 TONY CIR, SAINT CLOUD, FL 34772-7309
Document Number	0059181034
Book / Page	5918 / 1034
Map Reference	MB 7 PG 39&40
Instrument Date	Mar 22, 2021
Instrument	2021042960
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	PUBLIC TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,016.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	102 CRANBROOK DR, GLASGOW, KY 42141-1417

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1002 TONY CIR, SAINT CLOUD, FL 34772-7309

Mortgage

Document Number	0059181036
Date	Mar 23, 2021
Instrument	5918/1036

Lender

Name	SUMMIT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1002 TONY CIR, SAINT CLOUD, FL 34772-7309
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TALLAHASSEE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057191062
Date	May 7, 2020
Book Page	5719/1062
Instrument	2020061576

Lender

Name	SOUTH CENTRAL BANK
Type	Bank
Address	TOMPKINSVILLE, KY 42167

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	118 Months
Due	Mar 20, 2030

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,858.00 (+5.15%)	$327,100 (+0.4%) Land $70,000 Building $257,100	$327,100 (+0.4%) Land $70,000 Building $257,100
2023	$5,571.00 (+12.57%)	$325,800 (+18.73%) Land $60,000 Building $265,800	$325,800 (+18.73%) Land $60,000 Building $265,800
2022	$4,949.00	$274,400 Land $55,000 Building $219,400	$274,400 Land $55,000 Building $219,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 133 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	133 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: Xfinity.

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