10029 Pine Tree Rd, Woodsboro, MD 21798 Property Records

Frederick County property record for 10029 Pine Tree Rd, Woodsboro, MD 21798

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,090 sqft · built 2006
Lot Size	3.23 acres (140,699 sqft)
Owner	2 Individual Names on Record
Last Sale	$715,000 (Oct 2026)
Tax Bill	$5,700 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-224641`

Property Details

APN / Parcel Number

Primary APN	`08-224641`
Alternative APN	`224641`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,090 sqft Living Area
Gross Area	2,574 sqft
1st Floor Area	2,090 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Siding Sheathing
Roof Material	Composition Shingle
Lot Area	140,699 sqft (3.23 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	138 sqft
Deck Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	224641
Street Address	10029 PINE TREE RD
City	WOODSBORO
State	MD
Zip	21798-7917
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LOT 2 SECTION 1 3.23 ACRES PINE TREE ROAD ESTATES
Legal Subdivision	ACRES PINE TREE ROAD ESTATES
Legal Lot Number	2
Jurisdiction	FREDERICK MD
Township / Civil Division	8, LIBERTY
Census Block Group	1
Census Block	1003
Census Tract	751702

Owner

Source: Frederick County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9966 WOODSBORO RD, WOODSBORO, MD 21798-7811
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Deed, Transfer · Conventional Mortgage BAY CAPITAL MORTGAGE CORPORATION
Sep 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Jun 8, 2020	Deed of Trust, Mortgage PROSPERITY HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2026 · Amount on Record
Deed Sale	Oct 1, 2026 · Amount on Record
Prior Sale	Jun 9, 2006 · Amount on Record
Deed Book / Page	18069 / 232
Record Updated	Oct 29, 2026

October 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Oct 1, 2026
Property Address	10029 PINE TREE RD, WOODSBORO, MD 21798-7917
Document Number	1806000232
Book / Page	18069 / 232
Instrument Date	Sep 30, 2026
Transaction Type	Transfer
Record Updated	Oct 12, 2026
Title Company	FIRST TITLE, HOME FIRST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$722,150.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9966 WOODSBORO RD, WOODSBORO, MD 21798-7811

Mortgage

Document Number	1806000238,
Date	Oct 1, 2026
Book Page	18069/238

Lender

Name	BAY CAPITAL MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	10029 PINE TREE RD, WOODSBORO, MD 21798-7917
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0132350471
Date	Sep 26, 2019
Book Page	13235/0471

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2034

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	10029 PINE TREE RD, WOODSBORO, MD 21798-7917
Document Number	0138390497
Instrument Date	Jun 8, 2020
Transaction Type	Mortgage
Record Updated	Aug 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10029 PINE TREE RD WOODSBORO MD 217987917, WOODSBORO, MD 21798-7917

Mortgage

Document Number	0138390497
Date	Jun 19, 2020
Book Page	013839/000497

Lender

Name	PROSPERITY HM MTG
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 18, 2035

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$524,000 (+21.12%)	$544,200 (+5.9%) Land $172,200 Building $372,000
2025	$5,700.00 (+15.55%)
2023	$4,933.00 Homeowner's exemption	$432,633	$513,900 Land $172,200 Building $341,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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