10027 Pine Tree Rd, Woodsboro, MD 21798 Property Records

Frederick County property record for 10027 Pine Tree Rd, Woodsboro, MD 21798

Property Summary

Property Type	Exempt (Full or Partial)
Details	2.5 ba · 4,996 sqft · built 2006
Lot Size	2.78 acres (121,097 sqft)
Owner	Individual Name on File
Last Sale	$775,000 (Feb 2026)
Tax Bill	$7,441 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-224633`

Property Details

APN / Parcel Number

Primary APN	`08-224633`
Alternative APN	`224633`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,996 sqft Gross Area
1st Floor Area	1,978 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	121,097 sqft
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	236 sqft
Deck Area	364 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	224633
Street Address	10027 PINE TREE RD
City	WOODSBORO
State	MD
Zip	21798-7917
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	A
Legal Description	LOT 1 SECTION 1 2.78 ACRES PINE TREE ROAD ESTATES
Legal Subdivision	ACRES PINE TREE ROAD ESTATES
Legal Lot Number	1
Jurisdiction	FREDERICK MD
Township / Civil Division	8, LIBERTY
Census Block Group	1
Census Block	1003
Census Tract	751702

Owner

10027 Pine Tree Rd is owned by an individual who bought it in February 2026.

Source: Frederick County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	10027 PINE TREE RD, WOODSBORO, MD 21798-7917
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2019	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
May 16, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2026 · Amount on File
Deed Sale	Feb 11, 2026 · Amount on File
Prior Sale	Aug 2, 2019 · Amount on File
Deed Book / Page	17720 / 277
Record Updated	Oct 29, 2026

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Aug 2, 2019
Property Address	10027 PINE TREE RD, WOODSBORO, MD 21798-7917
Document Number	0131210347
Book / Page	13121 / 0347
Map Reference	MB 78 PL 161
Instrument Date	Jul 26, 2019
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	RGS TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,874.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10027 PINE TREE RD, WOODSBORO, MD 21798-7917

Mortgage

Document Number	131210354
Date	Aug 2, 2019
Instrument	13121/0354

Lender

Name	WELLS FARGO BANK NA
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	10027 PINE TREE RD, WOODSBORO, MD 21798-7917
Document Number	0130060051
Instrument Date	May 16, 2019
Transaction Type	Mortgage
Record Updated	Jun 18, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10027 PINE TREE RD WOODSBORO MD 217987917, WOODSBORO, MD 21798-7917

Mortgage

Document Number	0130060051
Date	Jun 4, 2019
Book Page	013006/000051

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 3, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 10027 Pine Tree Rd was $7,441.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$740,100 (+3.67%)	$792,500 (+11.01%) Land $168,600 Building $623,900
2025	$7,441.00 Homeowner's exemption	$713,900 Land $168,600 Building $545,300	$713,900 Land $168,600 Building $545,300
2023	$6,434.00 Homeowner's exemption	$600,033	$713,900 Land $168,600 Building $545,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10027 Pine Tree Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10027 Pine Tree Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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