10026B Pine Tree Rd, Woodsboro, MD 21798 Property Records

Frederick County property record for 10026B Pine Tree Rd, Woodsboro, MD 21798

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,075 sqft · built 2000
Lot Size	0.961 acres (41,852 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Jul 2018)
Tax Bill	$4,610 (2024)
Deeds & Mortgages	Oct 2022 Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-223564`

Property Details

APN / Parcel Number

Primary APN	`08-223564`
Alternative APNs	`8223564` `223564`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,075 sqft Living Area
1st Floor Area	1,275 sqft
Basement Area	800 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	41,852 sqft (0.961 acres)
Garage Type	Detached
Garage Area	1,064 sqft
Parking Spaces	4 Parking Spaces
Deck Area	272 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	223564
Street Address	10026B PINE TREE RD
City	WOODSBORO
State	MD
Zip	21798-7918
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LOT 3 SECTION 1 0.9608 ACRES WOODY HEIGHTS
Legal Subdivision	WOODY HEIGHTS SEC 01
Legal Lot Number	3
Jurisdiction	FREDERICK MD
Township / Civil Division	8, LIBERTY
Census Block Group	3
Census Block	3017
Census Tract	767600

Owner

10026B Pine Tree Rd is owned and occupied by two individuals who bought it in July 2018.

Source: Frederick County records, as of August 4, 2025

Owner of Record	2 Individual Names on File
Mailing Address	10026B PINE TREE RD, WOODSBORO, MD 21798-7918
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2022	Deed of Trust, Mortgage APL FCU
Jul 21, 2020	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Sep 4, 2019	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Jul 17, 2018	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2018 · Amount on File
Deed Sale	Jul 17, 2018 · Amount on File
Prior Sale	Jun 12, 2000 · Amount on File
Deed Book / Page	12521 / 74
Transfer Doc	0026900818
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	10026 PINE TREE RD # B, B, WOODSBORO, MD 21798-7918
Transaction Type	Mortgage
Record Updated	Oct 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0161790178
Date	Oct 13, 2022
Book Page	16179/178

Lender

Name	APL FCU
Type	Credit Union
Address	LAUREL, MD 20723

Agreement

Amount	Amount on Record
Term	119 Months
Due	Sep 21, 2032

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	10026 PINE TREE RD # B, B, WOODSBORO, MD 21798-7918
Document Number	0139350369
Instrument Date	Jul 21, 2020
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10026 PINE TREE RD #B WOODSBORO MD 217987918, B, WOODSBORO, MD 21798-7918

Mortgage

Document Number	0139350369
Date	Jul 29, 2020
Book Page	013935/000369

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 28, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	10026 PINE TREE RD # B, B, WOODSBORO, MD 21798-7918
Document Number	0131990450
Instrument Date	Sep 4, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10026 PINE TREE RD #B WOODSBORO MD 217987918, B, WOODSBORO, MD 21798-7918

Mortgage

Document Number	0131990450
Date	Sep 10, 2019
Book Page	013199/000450

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 9, 2049

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Jul 17, 2018
Property Address	10026 PINE TREE RD # B, B, WOODSBORO, MD 21798-7918
Document Number	0125210074
Book / Page	012521 / 000074
Instrument Date	Jul 2, 2018
Transaction Type	Transfer
Record Updated	Jul 25, 2018
Title Company	FORWARD SETTLEMENT SOLUTIONS

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$425.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10026B PINE TREE RD WOODSBORO MD 217987918, WOODSBORO, MD 21798-7918

Mortgage

Document Number	125210083
Date	Jul 17, 2018
Book Page	012521/000083

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2048

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$532,300 Land $156,100 Building $376,200	$532,300 Land $156,100 Building $376,200
2024	$4,610.00 (+8.68%)
2023	$4,242.00 Homeowner's exemption	$454,433	$532,300 Land $156,100 Building $376,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10026B Pine Tree Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10026B Pine Tree Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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