San Diego County property record for 10028 Descanso Trl, Descanso, CA 91916
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,612 sqft · built 2005 |
| Lot Size | 8.93 acres (388,991 sqft) |
| Owner | Company Name on Record |
| Last Sale | $97,500 (Feb 2001) |
| Tax Bill | $8,487 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Sep 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 405-170-37-00 |
| Primary APN | 405-170-37-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,612 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Lot Area | 388,991 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 10028 DESCANSO TRL |
|---|---|
| City | DESCANSO |
| State | CA |
| Zip | 91916-9766 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | PAR 3 TR PM05583 |
| Legal Subdivision | PARCEL MAP NO 5583 |
| Legal Tract | 5583 |
| Legal Block | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | LAGUNA-PINE VALLEY |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 21202 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 10028 DESCANSO TRL, DESCANSO, CA 91916-9766 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Sep 24, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Sep 24, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 5, 2001 · Amount on Record |
| Deed Sale | Feb 5, 2001 · Amount on Record |
| Deed Document Number | 200166591 |
| Last Transfer Date | Jan 26, 2021 |
| Transfer Doc | 0000674408 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 24, 2021 |
| Property Address | 10028 DESCANSO TRL, DESCANSO, CA 91916-9766 |
| Document Number | 0000674408 |
| Instrument Date | Jan 26, 2021 |
| Instrument | 2021-0674408 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2021 |
| Title Company | AMROCK LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10028 DESCANSO TRL, DESCANSO, CA 91916-9766 |
| Document Number | 0000674409 |
|---|---|
| Date | Sep 24, 2021 |
| Instrument | 2021-0674409 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Jan 2, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 24, 2021 |
| Property Address | 10028 DESCANSO TRL, DESCANSO, CA 91916-9766 |
| Document Number | 0000674410 |
| Instrument Date | Jan 26, 2021 |
| Instrument | 2021-0674410 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 10028 DESCANSO TRL, DESCANSO, CA 91916-9766 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Mountain Empire Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $798,007 (+2%) Land $177,720 Building $620,287 | |
| 2025 | $8,487.00 (+4.08%) Homeowner's exemption | $782,361 (+4.04%) Land $174,236 Building $608,125 |
| 2023 | $8,154.00 (-1.46%) Homeowner's exemption | $751,982 Land $167,471 Building $584,511 |
| 2022 | $8,275.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 99.9% of the US · above 99.8% of California |
|---|---|
| Wildfire Likelihood | 7% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fixed Wireless in parts of the area | 10 / 1 |
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