10014 Descanso Trl, Descanso, CA 91916 Property Records

San Diego County property record for 10014 Descanso Trl, Descanso, CA 91916

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,709 sqft · built 1993
Lot Size8.6 acres (374,616 sqft)
Owner2 Individual Names on Record
Last Sale$695,000 (Mar 2021)
Tax Bill$8,160 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Sep 2020 Sale
Flood ZoneZone X (minimal risk)
APN405-170-40-00

Property Details

APN / Parcel Number

Primary APN405-170-40-00
Alternative APN
  • 4051703600

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,709 sqft Living Area

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Lot Area374,616 sqft
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number4051703600
Street Address10014 DESCANSO TRL
CityDESCANSO
StateCA
Zip91916-9766
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionSEC 13-15-3E N H (EX D78-226534)PAR 2 PER PM 5583&D78-226532 IN
Legal Range03E
Legal Township15
Legal Section13
Legal SubdivisionPARCEL MAP NO 5583
Legal Block1
JurisdictionSAN DIEGO CA
Township / Civil DivisionLAGUNA-PINE VALLEY
Census Block Group1
Census Block1006
Census Tract21202

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address10014 DESCANSO TRL, DESCANSO, CA 91916-9766
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 19, 2021Grant Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Sep 1, 2020Grant Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 19, 2021 · Amount on Record
Deed SaleMar 19, 2021 · Amount on Record
Prior SaleSep 1, 2020 · Amount on Record
Deed Document Number2021218099
Prior Transfer DateAug 30, 2013
Prior Transfer Doc0000603406
Record UpdatedOct 29, 2026

March 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 19, 2021
Property Address10014 DESCANSO TRL, DESCANSO, CA 91916-9766
Document Number0000218099
Map ReferenceMAP 3522
Instrument DateMar 16, 2021
Instrument2021-0218099
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyCHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address10014 DESCANSO TRL, DESCANSO, CA 91916-9766

Mortgage

Document Number0000218100
DateMar 19, 2021
Instrument2021-0218100
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

September 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateSep 1, 2020
Property Address10014 DESCANSO TRL, DESCANSO, CA 91916-9766
Document Number0000501946
Instrument DateJun 25, 2020
Instrument501946
Transaction TypeTransfer
Record UpdatedSep 11, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
Tax$825.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2812 N NORWALK #105 MESA AZ 852151148, 105, MESA, AZ 85215-1148

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictMountain Empire Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$767,331 (+2%) Land $366,983 Building $400,348
2025$8,160.00 (+4.08%) Homeowner's exemption$752,287 (+4.04%) Land $359,788 Building $392,499
2023$7,840.00 (-1.46%) Homeowner's exemption$723,076 Land $345,818 Building $377,258
2022$7,956.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 99.9% of the US · above 99.8% of California
Wildfire Likelihood7% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
AT&T
DSL · Fixed Wireless in parts of the area
10 / 1

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