10016 Descanso Trl, Descanso, CA 91916 Property Records

San Diego County property record for 10016 Descanso Trl, Descanso, CA 91916

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,573 sqft · built 1981
Lot Size8 acres (348,480 sqft)
OwnerIndividual Name on Record
Last Sale$468,000 (Sep 2019)
Tax Bill$5,548 (2025)
Deeds & MortgagesNov 2021 Mortgage
Sep 2019 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN405-190-32-00

Property Details

APN / Parcel Number

Primary APN405-190-32-00
Alternative APN
  • 4051903000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area1,573 sqft Living Area

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Lot Area348,480 sqft
View / LotGood

Location & Zoning

Old Parcel Number4051903000
Street Address10016 DESCANSO TRL
CityDESCANSO
StateCA
Zip91916-9766
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionSEC 13-15-3E N H (EX D78-226532)PAR 2 PER PM 6178&D78-226534 IN
Legal Range03E
Legal Township15
Legal Section13
Legal SubdivisionPARCEL MAP NO 6178
Legal Block1
JurisdictionSAN DIEGO CA
Township / Civil DivisionLAGUNA-PINE VALLEY
Census Block Group1
Census Block1006
Census Tract21202

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address10016 DESCANSO TRL, DESCANSO, CA 91916-9766
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
ADVANTAGEFIRST LENDING INC
Sep 24, 2019Quit Claim Deed, Transfer
TRICO TITLE COMPANY
Sep 24, 2019Grant Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 24, 2019 · Amount on Record
Deed SaleSep 24, 2019 · Amount on Record
Prior SaleJul 19, 2005 · Amount on Record
Deed Document Number2019421102
Last Transfer DateNov 1, 2021
Transfer Doc0000791451
Record UpdatedOct 29, 2026

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateNov 16, 2021
Property Address10016 DESCANSO TRL, DESCANSO, CA 91916-9766
Document Number0000791451
Instrument DateNov 1, 2021
Instrument2021-0791451
Transaction TypeTransfer
Record UpdatedNov 25, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10016 DESCANSO TRL, DESCANSO, CA 91916-9766

Mortgage

Document Number0000791452
DateNov 16, 2021
Instrument2021-0791452
Lender
NameADVANTAGEFIRST LENDING INC
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateSep 24, 2019
Property Address10016 DESCANSO TRL, DESCANSO, CA 91916-9766
Document Number0000421101
Instrument DateSep 12, 2019
Instrument421101
Transaction TypeTransfer
Record UpdatedOct 2, 2019
Title CompanyTRICO TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address10016 DESCANSO TRL DESCANSO CA 919169766, DESCANSO, CA 91916-9766

September 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateSep 24, 2019
Property Address10016 DESCANSO TRL, DESCANSO, CA 91916-9766
Document Number0000421102
Instrument DateAug 28, 2019
Instrument2019-0421102
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyTICOR TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address10016 DESCANSO TRL, DESCANSO, CA 91916-9766

Mortgage

Document Number0000421103
DateSep 24, 2019
Instrument2019-0421103
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictMountain Empire Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$522,057 (+2%) Land $354,732 Building $167,325
2025$5,548.00 (+4.11%) Homeowner's exemption$511,822 (+4.04%) Land $347,777 Building $164,045
2023$5,329.00 (-1.44%) Homeowner's exemption$491,949 Land $334,273 Building $157,676
2022$5,407.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 99.7% of the US · above 98.6% of California
Wildfire Likelihood7% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
AT&T
DSL · Fixed Wireless in parts of the area
10 / 1

Nearby Properties on Descanso Trl

Nearby Streets

Search Property Records by Address or Parcel Number