905 E McHenry St, Urbana, IL 61801 Property Records

Champaign County property record for 905 E McHenry St, Urbana, IL 61801

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,843 sqft · built 1963
Lot Size	0.193 acres (8,400 sqft)
Owner	Individual Name on Record
Last Sale	$209,000 (Apr 2023)
Tax Bill	$7,383 (2024)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Sep 2022 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`93-21-21-376-003`

Property Details

APN / Parcel Number

Primary APN	`93-21-21-376-003`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,843 sqft Building Perimeter
1st Floor Area	1,843 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Stucco
Roof Material	Other
Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	100 ft deep x 84 ft wide
Garage Type	Attached
Garage Area	462 sqft
Driveway	Concrete Driveway
Driveway Area	336 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	375 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	905 E MCHENRY ST
City	URBANA
State	IL
Zip	61801-6849
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 169 ENNIS RIDGE 4TH SUB
Legal Range	09E
Legal Township	19N
Legal Section	21
Legal Subdivision	ENNIS RIDGE 4TH SUB
Legal Lot Number	169
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	4
Census Block	4011
Census Tract	5701

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	905 E MCHENRY ST, URBANA, IL 61801-6849
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2023	Deed, Transfer · Conventional Mortgage OLD NATIONAL BANK
Sep 30, 2022	Sheriff's Deed, Foreclosure ATTORNEY ONLY, ATTORNEY
Nov 28, 2018	Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2023 · Amount on Record
Deed Sale	Apr 6, 2023 · Amount on Record
Prior Sale	Sep 30, 2022 · Amount on Record
Deed Document Number	20234196
Record Updated	Oct 29, 2026

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Apr 6, 2023
Property Address	905 E MCHENRY ST, URBANA, IL 61801-6849
Document Number	0000004196
Map Reference	DOC688117 MB N PG125
Instrument Date	Mar 31, 2023
Instrument	2023R04196
Transaction Type	Transfer
Record Updated	Aug 22, 2023
Title Company	NOT AVAILABLE, ACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$209.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 E MCHENRY ST, URBANA, IL 61801-6849

Mortgage

Document Number	0000004197
Date	Apr 6, 2023
Instrument	2023R04197

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.87%

September 2022: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Sep 30, 2022
Property Address	905 E MCHENRY ST, URBANA, IL 61801-6849
Document Number	0000017979
Map Reference	688117 MB N PG 125
Instrument Date	Sep 30, 2022
Instrument	2022R17979
Transaction Type	Foreclosure
Record Updated	Oct 14, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 S RANDOLPH ST, CHAMPAIGN, IL 61820-5140

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Nov 28, 2018
Property Address	905 E MCHENRY ST, URBANA, IL 61801-6849
Document Number	0000020329
Map Reference	MB N PG125 DOC688117
Instrument Date	Nov 14, 2018
Instrument	2018R20329
Transaction Type	Transfer
Record Updated	Jun 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$186.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 E MCHENRY ST, URBANA, IL 61801-6849

Mortgage

Document Number	0000020330
Date	Nov 28, 2018
Instrument	2018R20330

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Interest

Rate Type	Fixed Rate
Rate	5.5%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$82,090 (+25.92%) Land $24,310 Building $57,780	$246,270 (+25.92%) Land $72,930 Building $173,340
2024	$7,383.00 (+34.21%)
2022	$5,501.00 Homeowner's exemption Additional exemption filed	$65,190 Land $19,310 Building $45,880	$195,570 Land $57,930 Building $137,640

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Nextlink, Pavlov Media, Volo.net Internet+Tech.

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