1002 3rd St S, Wahpeton, ND 58075 Property Records

Richland County property record for 1002 3rd St S, Wahpeton, ND 58075

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · built 1963
Lot Size	0.317 acres (13,821 sqft)
Owner	Individual Name on File
Last Sale	$126,800 (Sep 2008)
Tax Bill	$3,881 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Jan 2017 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`50200115159000`

Property Details

APN / Parcel Number

Primary APN	`50200115159000`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Stories	1 Story

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Lot Area	13,821 sqft (0.317 acres)
Lot Dimensions	125 ft deep x 110 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1002 3RD ST S
City	WAHPETON
State	ND
Zip	58075-4913
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WAHP REPLAT OF PLEASANT LAWN: S34.5' LOT 16, ALL LOT 17 & N5.7' LOT 18 BLK-5
Legal Subdivision	WAHP REPLAT OF PLEASANT LAWN
Legal Block	5
Legal Lot Number	16-18
Jurisdiction	RICHLAND ND
Township / Civil Division	WAHPETON
Census Block Group	2
Census Block	2057
Census Tract	971000

Owner

1002 3rd St S is owned and occupied by an individual who acquired it in November 2016.

Source: Richland County records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	1002 3RD ST S, WAHPETON, ND 58075-4913
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU OF BELOIT
Jan 20, 2017	Deed of Trust, Mortgage · Line of Credit BELL BANK
Sep 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU OF BELOIT
Dec 5, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST INTERNATIONAL BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2008 · Amount on File
Deed Sale	Sep 16, 2008 · Amount on File
Deed Document Number	2008330523
Last Transfer Date	Nov 16, 2016
Transfer Doc	0000357316
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND ND
Property Address	1002 3RD ST S, WAHPETON, ND 58075-4913
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000359611
Date	Aug 25, 2017
Instrument	359611

Lender

Name	FIRST COMMUNITY CU OF BELOIT
Type	Credit Union
Address	JAMESTOWN, ND 58401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2032

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND ND
Property Address	1002 3RD ST S, WAHPETON, ND 58075-4913
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000357824
Date	Jan 20, 2017
Instrument	357824

Lender

Name	BELL BANK
Type	Bank
Address	WAHPETON, ND 58075

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jan 13, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND ND
Property Address	1002 3RD ST S, WAHPETON, ND 58075-4913
Transaction Type	Mortgage
Record Updated	Jan 15, 2026
Title Company	INNOVATIVE ABSTRACT AND TITLE LLC, INNOVATIVE ABSTRACT & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000359801
Date	Sep 18, 2017
Instrument	359801

Lender

Name	FIRST COMMUNITY CU OF BELOIT
Type	Credit Union
Address	58404

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2032

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND ND
Recording Date	Dec 5, 2025
Property Address	1002 3RD ST S, WAHPETON, ND 58075-4913
Document Number	0000385953
Instrument Date	Dec 5, 2025
Instrument	385953
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	INNOVATIVE ABSTRACT AND TITLE LLC, INNOVATIVE ABSTRACT & TTL CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1002 3RD STS, WAHPETON, ND 58075-4913

Mortgage

Document Number	0000385954
Date	Dec 5, 2025
Instrument	385954

Lender

Name	FIRST INTERNATIONAL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 1002 3rd St S was $3,881, up 8.2% from the year before.

Source: Richland County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Richland County
Municipality	Wahpeton City
Unified School District	Wahpeton Public School District 37 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,881.00 (+8.2%)	$122,000 (+7.02%) Land $13,750 Building $108,250	$244,000 (+7.02%) Land $27,500 Building $216,500
2024	$3,587.00 (+0.96%)	$114,000 (+2.33%) Land $13,750 Building $100,250	$228,000 (+2.33%) Land $27,500 Building $200,500
2023	$3,553.00 (+5.18%)	$111,400 (+4.01%) Land $11,150 Building $100,250	$222,800 (+4.01%) Land $22,300 Building $200,500
2022	$3,378.00	$107,100 Land $11,150 Building $95,950	$214,200 Land $22,300 Building $191,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1002 3rd St S in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	55 (1997–2022)
Claims Outside the SFHA	52 of 55
Most Recent Claim	May 2022 · Severe Winter Storm And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2009 · 4 claims Severe Storms, Flooding, & Ground Saturation, Apr 2001 · 2 claims Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, May 1997 · 45 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1002 3rd St S is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 87% of North Dakota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WAHPETON serves 7,766 people · EPA ID ND3900973
Water Source	Groundwater
Last State Inspection	Sep 2024
Also Mapped Here	SOUTHEAST WUD (EAST)
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
Red River Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GigFire, T-Mobile.

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