905 3rd St S, Wahpeton, ND 58075 Property Records

Richland County property record for 905 3rd St S, Wahpeton, ND 58075

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · built 1960
Lot Size	0.201 acres (8,749 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Nov 2011)
Deeds & Mortgages	Jan 2018 Line of Credit Nov 2021 Mortgage + 5 more
Flood Zone	Zone X (moderate risk)
APN	`50200115172000`

Property Details

APN / Parcel Number

Primary APN	`50200115172000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	8,749 sqft (0.201 acres)
Lot Dimensions	125 ft deep x 70 ft wide
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	905 3RD ST S
City	WAHPETON
State	ND
Zip	58075-4910
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WAHP REPLAT OF PLEASANT LAWN: LOT 8 BLK-6
Legal Subdivision	WAHP REPLAT OF PLEASANT LAWN
Legal Block	6
Legal Lot Number	8
Jurisdiction	RICHLAND ND
Township / Civil Division	WAHPETON
Census Block Group	2
Census Block	2058
Census Tract	971000

Owner

905 3rd St S is owned and occupied by an individual who acquired it in November 2017.

Source: Richland County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	905 3RD ST S, WAHPETON, ND 58075-4910
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2018	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Nov 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU
Aug 29, 2012	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU
May 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage GATE CITY BANK
Nov 27, 2017	Intrafamily Transfer, Transfer
Nov 25, 2011	Intrafamily Transfer, Transfer
Nov 30, 2011	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2011 · Amount on File
Deed Sale	Nov 30, 2011 · Amount on File
Deed Document Number	2011341644
Last Transfer Date	Nov 21, 2017
Transfer Doc	0000360308
Record Updated	Sep 20, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND ND
Property Address	905 3RD ST S, WAHPETON, ND 58075-4910
Transaction Type	Mortgage
Record Updated	Jun 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000360621
Date	Jan 2, 2018
Instrument	360621

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	WAHPETON, ND 58074

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jan 20, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND ND
Property Address	905 3RD ST S, WAHPETON, ND 58075-4910
Transaction Type	Mortgage
Record Updated	Jun 4, 2026
Title Company	INNOVATIVE ABSTRACT AND TITLE LLC, INNOVATIVE ABSTRACT & TTL CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000373429
Date	Nov 2, 2021
Instrument	373429

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	JAMESTOWN, ND 58401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2036

August 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND ND
Property Address	905 3RD ST S, WAHPETON, ND 58075-4910
Transaction Type	Mortgage
Record Updated	Jun 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000344277
Date	Aug 29, 2012
Instrument	344277

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	WAHPETON, ND 58074

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	61 Months
Due	Sep 1, 2017

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND ND
Recording Date	May 15, 2026
Property Address	905 3RD ST S, WAHPETON, ND 58075-4910
Document Number	0000387215
Instrument Date	May 15, 2026
Instrument	2026387215
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	RICHLAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2162 COUNTY ROAD 16, BRECKENRIDGE, MN 56520-9644

Mortgage

Document Number	0000387215,
Date	May 15, 2026
Instrument	2026387215

Lender

Name	GATE CITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RICHLAND ND
Recording Date	Nov 27, 2017
Property Address	905 3RD ST S, WAHPETON, ND 58075-4910
Document Number	0000360308
Instrument Date	Nov 21, 2017
Instrument	360308
Transaction Type	Transfer
Record Updated	Jun 4, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 3RD ST S, WAHPETON, ND 58075-4910

November 2011: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RICHLAND ND
Recording Date	Nov 25, 2011
Property Address	905 3RD ST S, WAHPETON, ND 58075-4910
Document Number	0000341642
Instrument Date	Nov 25, 2011
Instrument	341642
Transaction Type	Transfer
Record Updated	Jun 4, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 3RD ST S, WAHPETON, ND 58075-4910

November 2011: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND ND
Recording Date	Nov 30, 2011
Property Address	905 3RD ST S, WAHPETON, ND 58075-4910
Document Number	0000341644
Instrument Date	Nov 25, 2011
Instrument	341644
Transaction Type	Transfer
Record Updated	Jun 4, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 3RD ST S, WAHPETON, ND 58075-4910

Tax Assessment & Valuation

Source: Richland County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Richland County
Municipality	Wahpeton City
Unified School District	Wahpeton Public School District 37 (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$78,100 Land $8,750 Building $69,350	$156,200 Land $17,500 Building $138,700
2023	$71,250 Land $7,000 Building $64,250	$142,500 Land $14,000 Building $128,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 905 3rd St S in Zone X, an area of moderate flood risk, though there have been 55 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	55 (1997–2022)
Claims Outside the SFHA	52 of 55
Most Recent Claim	May 2022 · Severe Winter Storm And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2009 · 4 claims Severe Storms, Flooding, & Ground Saturation, Apr 2001 · 2 claims Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, May 1997 · 45 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 905 3rd St S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 93% of North Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WAHPETON serves 7,766 people · EPA ID ND3900973
Water Source	Groundwater
Last State Inspection	Sep 2024
Also Mapped Here	SOUTHEAST WUD (EAST)
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
Red River Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GigFire, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 3rd St S

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures