907 3rd St S, Wahpeton, ND 58075 Property Records

Richland County property record for 907 3rd St S, Wahpeton, ND 58075

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · built 1964
Lot Size	0.201 acres (8,749 sqft)
Owner	Individual Name on Record
Last Sale	$126,900 (Mar 2021)
Tax Bill	$965 (2024)
Deeds & Mortgages	Sep 2019 Line of Credit Mar 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`50200115171000`

Property Details

APN / Parcel Number

Primary APN	`50200115171000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Lot Area	8,749 sqft (0.201 acres)
Lot Dimensions	125 ft deep x 70 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	907 3RD ST S
City	WAHPETON
State	ND
Zip	58075-4910
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WAHP REPLAT OF PLEASANT LAWN: LOT-7 BLK-62,761
Legal Subdivision	WAHP REPLAT OF PLEASANT LAWN
Legal Block	62
Legal Lot Number	7
Jurisdiction	RICHLAND ND
Township / Civil Division	WAHPETON
Census Block Group	2
Census Block	2058
Census Tract	971000

Owner

Source: Richland County records, as of April 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	907 3RD ST S, WAHPETON, ND 58075-4910
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2019	Deed of Trust, Mortgage · Line of Credit GATE CITY BANK
Mar 26, 2021	Warranty Deed, Transfer · Conventional Mortgage VALLEY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2021 · Amount on Record
Deed Sale	Mar 26, 2021 · Amount on Record
Prior Sale	May 22, 2009 · Amount on Record
Deed Document Number	2021371188
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND ND
Property Address	907 3RD ST S, WAHPETON, ND 58075-4910
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000365600
Date	Sep 17, 2019
Instrument	365600

Lender

Name	GATE CITY BANK
Type	Bank
Address	WAHPETON, ND 58075

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Aug 12, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND ND
Recording Date	Mar 26, 2021
Property Address	907 3RD ST S, WAHPETON, ND 58075-4910
Document Number	0000371188
Instrument Date	Mar 25, 2021
Instrument	371188
Transaction Type	Transfer
Record Updated	Mar 10, 2023
Title Company	INNOVATIVE ABSTRACT AND TITLE LLC, INNOVATIVE ABSTRACT & TTL CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 3RD ST S, WAHPETON, ND 58075-4910

Mortgage

Document Number	0000371189
Date	Mar 26, 2021
Instrument	371189

Lender

Name	VALLEY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Richland County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Richland County
Municipality	Wahpeton City
Unified School District	Wahpeton Public School District 37 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$65,650 (+10.15%) Land $8,750 Building $56,900	$131,300 (+10.15%) Land $17,500 Building $113,800
2024	$965.00 (-49.21%)
2023	$1,900.00	$59,600 Land $7,000 Building $52,600	$119,200 Land $14,000 Building $105,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	55 (1997–2022)
Claims Outside the SFHA	52 of 55
Most Recent Claim	May 2022 · Severe Winter Storm And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2009 · 4 claims Severe Storms, Flooding, & Ground Saturation, Apr 2001 · 2 claims Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, May 1997 · 45 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 93% of North Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WAHPETON serves 7,766 people · EPA ID ND3900973
Water Source	Groundwater
Last State Inspection	Sep 2024
Also Mapped Here	SOUTHEAST WUD (EAST)
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
Red River Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GigFire, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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