1001 Lancaster Ave, Monroe, NC 28112 Property Records

Union County property record for 1001 Lancaster Ave, Monroe, NC 28112

Property Summary

Property Type	Office Building
Details	2,400 sqft · built 1980
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$10,000 (Aug 2004)
Tax Bill	$3,931 (2025)
Deeds & Mortgages	Mar 2020 Second Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-276-041`

Property Details

APN / Parcel Number

Primary APN	`09-276-041`

Interior

Units	6 Units
Stories	2 Stories
Building Area	2,400 sqft Total Area
Basement Area	2,400 sqft
Unfinished Basement	2,400 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Fire Resistance	Masonry Walls, Wood Interior
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1001 LANCASTER AVE
City	MONROE
State	NC
Zip	28112-5911
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	OT MONROE
Legal Description	1001 LANCASTER AVE
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2004
Census Tract	20502

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1001 LANCASTER AVE, MONROE, NC 28112-5911
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST CITIZENS BANK & TRUST CO
Mar 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2004 · Amount on Record
Deed Sale	Aug 3, 2004 · Amount on Record
Prior Sale	May 11, 1998
Deed Document Number	200432313
Deed Book / Page	3519 / 879
Prior Transfer Date	Apr 19, 1996
Prior Transfer Doc	0861000518
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1001 LANCASTER AVE, MONROE, NC 28112-5911
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7608506
Date	Mar 13, 2020
Book Page	7608/506
Instrument	8478

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1001 LANCASTER AVE, MONROE, NC 28112-5911
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7608484
Date	Mar 13, 2020
Book Page	7608/484
Instrument	8476

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$449,700 (-) Land $34,200 Building $415,500	$449,700 (-) Land $34,200 Building $415,500
2025	$3,931.00 (+29.86%)	$449,700 (+62%) Land $34,200 Building $415,500	$449,700 (+62%) Land $34,200 Building $415,500
2023	$3,027.00	$277,600 Land $31,500 Building $246,100	$277,600 Land $31,500 Building $246,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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