704 Lancaster Ave, Monroe, NC 28112 Property Records

Union County property record for 704 Lancaster Ave, Monroe, NC 28112

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,376 sqft · built 1951
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Jan 2019)
Tax Bill	$2,964 (2025)
Deeds & Mortgages	Jan 2019 Sale & Mortgage Feb 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-276-019`

Property Details

APN / Parcel Number

Primary APN	`09-276-019`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,376 sqft Living Area
1st Floor Area	1,967 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	23,958 sqft (0.55 acres)
Garage Type	Carport
Garage Area	440 sqft
Carport	Carport
Carport Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	354 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	704 LANCASTER AVE
City	MONROE
State	NC
Zip	28112-5904
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-10 MONRO
Legal Description	7105-534
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2097
Census Tract	20501

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	704 LANCASTER AVE, MONROE, NC 28112-5904
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2019	Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Feb 20, 2018	Grant Deed, Transfer CARRINGTON TITLE SERVICES
Jun 29, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2019 · Amount on File
Deed Sale	Jan 14, 2019 · Amount on File
Prior Sale	Feb 20, 2018 · Amount on File
Deed Document Number	2019888
Deed Book / Page	7297 / 622
Record Updated	Oct 29, 2026

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jan 14, 2019
Property Address	704 LANCASTER AVE, MONROE, NC 28112-5904
Document Number	0007297622
Book / Page	7297 / 622
Instrument Date	Jan 11, 2019
Instrument	0000888
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1923 S ROCKY RIVER RD, 1923, MONROE, NC 28112-8672

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	704 LANCASTER AVE, MONROE, NC 28112-5904

Mortgage

Document Number	0000000889
Date	Jan 14, 2019
Instrument	0000889

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NC
Recording Date	Feb 20, 2018
Property Address	704 LANCASTER AVE, MONROE, NC 28112-5904
Document Number	7105534
Book / Page	007105 / 000534
Instrument Date	Feb 14, 2018
Instrument	4273
Transaction Type	Transfer
Record Updated	Mar 15, 2018
Title Company	CARRINGTON TITLE SERVICES

Transaction

Amount	Amount on Record
Tax	$228.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 LANCASTER AVE MONROE NC 281125904, MONROE, NC 28112-5904

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NC
Recording Date	Jun 29, 2017
Property Address	704 LANCASTER AVE, MONROE, NC 28112-5904
Document Number	6962249
Book / Page	006962 / 000249
Instrument Date	Jun 9, 2017
Instrument	18336
Transaction Type	Transfer
Record Updated	Dec 6, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$298.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	1600 S DOUGLASS RD #200-A ANAHEIM CA 928065948, 200-A, ANAHEIM, CA 92806-5948

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$339,100 (-) Land $52,900 Building $286,200	$339,100 (-) Land $52,900 Building $286,200
2025	$2,964.00 (+12.53%)	$339,100 (+40.36%) Land $52,900 Building $286,200	$339,100 (+40.36%) Land $52,900 Building $286,200
2023	$2,634.00	$241,600 (-) Land $14,700 Building $226,900	$241,600 (-) Land $14,700 Building $226,900
2022	$2,634.00	$241,600 Land $14,700 Building $226,900	$241,600 Land $14,700 Building $226,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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