1099 Lancaster Ave, Monroe, NC 28112 Property Records

Union County property record for 1099 Lancaster Ave, Monroe, NC 28112

Property Summary

Property Type	Rural Home
Details	2.5 ba · 1,364 sqft · built 2001
Lot Size	0.287 acres (12,502 sqft)
Owner	Individual Name on Record
Last Sale	$126,000 (May 2017)
Tax Bill	$2,481 (2025)
Deeds & Mortgages	Nov 2021 Mortgage May 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-276-048A`

Property Details

APN / Parcel Number

Primary APN	`09-276-048A`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,364 sqft Living Area
1st Floor Area	832 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,502 sqft (0.287 acres)
Porch	Slab
Porch Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1099 LANCASTER AVE
City	MONROE
State	NC
Zip	28112-5911
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-10 MONRO
Legal Description	#2 LANEY LAND DEVELOPMENT OPCF672
Legal Subdivision	LANEY LAND DEVELOPMENT SUBDIVISION
Legal Lot Number	2
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2005
Census Tract	20502

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1099 LANCASTER AVE, MONROE, NC 28112-5911
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 22, 2017	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
May 5, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2017 · Amount on Record
Deed Sale	May 22, 2017 · Amount on Record
Prior Sale	Jun 9, 2006 · Amount on Record
Deed Document Number	201714111
Deed Book / Page	6936 / 225
Prior Transfer Date	Apr 25, 2017
Prior Transfer Doc	6925793
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1099 LANCASTER AVE, MONROE, NC 28112-5911
Transaction Type	Mortgage
Record Updated	Dec 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1099 LANCASTER AVE, MONROE, NC 28112-5911

Mortgage

Document Number	8315805
Date	Nov 17, 2021
Book Page	8315/805
Instrument	54528

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	May 22, 2017
Property Address	1099 LANCASTER AVE, MONROE, NC 28112-5911
Document Number	0006936225
Book / Page	6936 / 225
Map Reference	CAB F FILE 672
Instrument Date	May 19, 2017
Instrument	0014111
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$252.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1099 LANCASTER AVE, MONROE, NC 28112-5911

Mortgage

Document Number	0000014112
Date	May 22, 2017
Instrument	0014112

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NC
Recording Date	May 5, 2017
Property Address	1099 LANCASTER AVE, MONROE, NC 28112-5911
Document Number	6925793
Book / Page	006925 / 000793
Instrument Date	Apr 25, 2017
Instrument	12332
Transaction Type	Transfer
Record Updated	Jul 5, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1099 LANCASTER AVE MONROE NC 281125911, MONROE, NC 28112-5911

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$283,900 (-) Land $49,700 Building $234,200	$283,900 (-) Land $49,700 Building $234,200
2025	$2,481.00 (+26.65%)	$283,900 (+57.99%) Land $49,700 Building $234,200	$283,900 (+57.99%) Land $49,700 Building $234,200
2023	$1,959.00	$179,700 Land $12,600 Building $167,100	$179,700 Land $12,600 Building $167,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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