Franklin County property record for 1001 Karen Ln, Washington, MO 63090
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,070 sqft · built 1985 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,993 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-7-26.0-2-004-025.000 |
| Primary APN | 10-7-26.0-2-004-025.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,070 sqft Living Area |
| Year Built | Built 1985 |
|---|---|
| Architectural Style | A-Frame |
| Construction Type | Frame |
| Lot Area | 13,068 sqft (0.3 acres) |
| Patio Area | 36 sqft |
| Street Address | 1001 KAREN LN |
|---|---|
| City | WASHINGTON |
| State | MO |
| Zip | 63090-4907 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:2 WASHINGTON HILLS |
| Legal Range | 01W |
| Legal Township | 44 |
| Legal Section | 26 |
| Legal Quarter | NW |
| Legal Subdivision | WASHINGTON HILLS |
| Legal Block | 4 |
| Legal Lot Number | 2 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 800201 |
1001 Karen Ln is owned and occupied by two individuals who acquired it in July 1984.
Source: Franklin County records, as of November 10, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1001 KAREN LN, WASHINGTON, MO 63090-4907 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 1984 |
| Deed Sale | Jul 14, 1984 |
| Deed Document Number | 429-00010 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 1001 KAREN LN, WASHINGTON, MO 63090-4907 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002304587 |
|---|---|
| Date | Apr 20, 2023 |
| Instrument | 2304587 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 15, 2053 |
The 2025 property tax bill for 1001 Karen Ln was $1,993.
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | Washington City |
| Unified School District | Washington School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,993.00 | $35,777 | $188,300 Land $29,140 Building $159,160 |
| 2023 | $1,826.00 (+6.91%) | $32,181 | $169,370 Land $29,140 Building $140,230 |
| 2022 | $1,708.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1001 Karen Ln in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 13 (1982–2000) |
| Claims Outside the SFHA | 8 of 13 |
| Most Recent Claim | May 2000 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1001 Karen Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON PWS serves 14,068 people · EPA ID MO6010838 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Jul 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
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