1013 Karen Ln, Washington, MO 63090 Property Records

Franklin County property record for 1013 Karen Ln, Washington, MO 63090

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,014 sqft · built 1960
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Tax Bill	$1,635 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Sep 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10-7-26.0-2-004-027.000`

Property Details

APN / Parcel Number

Primary APN	`10-7-26.0-2-004-027.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,014 sqft Living Area

Exterior

Year Built	Built 1960
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	21,780 sqft (0.5 acres)
Patio Area	572 sqft

Location & Zoning

Street Address	1013 KAREN LN
City	WASHINGTON
State	MO
Zip	63090-4907
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:4 WASHINGTON HILLS
Legal Range	01W
Legal Township	44
Legal Section	26
Legal Quarter	NW
Legal Subdivision	WASHINGTON HILLS
Legal Block	4
Legal Lot Number	4
Jurisdiction	FRANKLIN MO
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3021
Census Tract	800201

Owner

Source: Franklin County assessment roll, as of May 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1013 KAREN LN, WASHINGTON, MO 63090-4907
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2020	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Sep 24, 2018	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 1, 2024
Deed Sale	Nov 1, 2024
Prior Sale	Jul 24, 2020
Deed Document Number	2412863
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jul 24, 2020
Property Address	1013 KAREN LN, WASHINGTON, MO 63090-4907
Document Number	0000011789
Instrument Date	Jul 23, 2020
Instrument	11789
Transaction Type	Transfer
Record Updated	Aug 5, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 KAREN LN WASHINGTON MO 630904907, WASHINGTON, MO 63090-4907

Mortgage

Document Number	11790
Date	Jul 24, 2020
Instrument	11790

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	1013 KAREN LN, WASHINGTON, MO 63090-4907
Document Number	0000014568
Instrument Date	Sep 24, 2018
Transaction Type	Mortgage
Record Updated	Nov 2, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1013 KAREN LN WASHINGTON MO 630904907, WASHINGTON, MO 63090-4907

Mortgage

Document Number	0000014568
Date	Oct 19, 2018
Instrument	14568

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Washington City
Unified School District	Washington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,635.00 (+5.28%)	$29,349 (+7.22%)	$154,470 (+7.22%) Land $34,670 Building $119,800
2023	$1,553.00 (+12.7%)	$27,373	$144,070 Land $34,670 Building $109,400
2022	$1,378.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	13 (1982–2000)
Claims Outside the SFHA	8 of 13
Most Recent Claim	May 2000 · other causes
Claims by Event	Severe Thunderstorms And Flash Flooding, May 2000 · 3 claims Severe Storms & Flooding, Sep 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON PWS serves 14,068 people · EPA ID MO6010838
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jul 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Holdings Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: AT&T, T-Mobile USA.

Nearby Properties on Karen Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures