1017 Karen Ln, Washington, MO 63090 Property Records

Franklin County property record for 1017 Karen Ln, Washington, MO 63090

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 960 sqft · built 1957
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$146,300 (Mar 2024)
Tax Bill	$1,426 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Dec 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-7-26.0-2-004-029.000`

Property Details

APN / Parcel Number

Primary APN	`10-7-26.0-2-004-029.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Construction Type	Frame
Lot Area	21,780 sqft (0.5 acres)
Patio Area	264 sqft

Location & Zoning

Street Address	1017 KAREN LN
City	WASHINGTON
State	MO
Zip	63090-4907
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:6 WASHINGTON HILLS
Legal Range	1W
Legal Township	44N
Legal Section	26
Legal Subdivision	WASHINGTON HILLS
Legal Lot Number	6
Jurisdiction	FRANKLIN MO
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3021
Census Tract	800201

Owner

Source: Franklin County assessment roll, as of November 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1017 KAREN LN, WASHINGTON, MO 63090-4907
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2024	Intrafamily Transfer, Transfer · Line of Credit SULLIVAN BANK
Dec 2, 2019	Quit Claim Deed, Transfer BANK OF SULLIVAN
Aug 10, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF SULLIVAN
Jan 10, 2017	Quit Claim Deed, Mortgage BANK OF SULLIVAN

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 27, 2024 · Amount on Record
Deed Sale	Mar 27, 2024 · Amount on Record
Prior Sale	Jun 3, 2011 · Amount on Record
Deed Document Number	20242403361
Prior Transfer Date	Mar 16, 2024
Prior Transfer Doc	0002403361
Record Updated	Sep 20, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN MO
Recording Date	Mar 27, 2024
Property Address	1017 KAREN LN, WASHINGTON, MO 63090-4907
Document Number	0002403361
Instrument Date	Mar 16, 2024
Instrument	2403361
Transaction Type	Transfer
Record Updated	Apr 10, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1017 KAREN LN, WASHINGTON, MO 63090-4907

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1017 KAREN LN, WASHINGTON, MO 63090-4907

Mortgage

Document Number	0002403362
Date	Mar 27, 2024
Instrument	2403362

Lender

Name	SULLIVAN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MO
Recording Date	Dec 2, 2019
Property Address	1017 KAREN LN, WASHINGTON, MO 63090-4907
Document Number	0000016519
Instrument Date	Nov 22, 2019
Instrument	16519
Transaction Type	Transfer
Record Updated	Dec 18, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1017 KAREN LN WASHINGTON MO 630904907, WASHINGTON, MO 63090-4907

Mortgage

Document Number	16520
Date	Dec 2, 2019
Instrument	16520

Lender

Name	BANK OF SULLIVAN
Type	Bank
Address	SULLIVAN, MO 63080

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	1017 KAREN LN, WASHINGTON, MO 63090-4907
Document Number	0000011349
Instrument Date	Aug 10, 2018
Transaction Type	Mortgage
Record Updated	Aug 24, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1017 KAREN LN WASHINGTON MO 630904907, WASHINGTON, MO 63090-4907

Mortgage

Document Number	0000011349
Date	Aug 15, 2018
Instrument	11349

Lender

Name	BANK OF SULLIVAN
Type	Bank
Address	UNION, MO 63084

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jan 10, 2017
Property Address	1017 KAREN LN, WASHINGTON, MO 63090-4907
Document Number	0000000432
Instrument Date	Dec 30, 2016
Instrument	432
Transaction Type	Mortgage
Record Updated	Jan 13, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1017 KAREN LN WASHINGTON MO 630904907, WASHINGTON, MO 63090-4907

Mortgage

Document Number	433,
Date	Jan 10, 2017
Instrument	433

Lender

Name	BANK OF SULLIVAN
Type	Bank
Address	SULLIVAN, MO 63080

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 9, 2032

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Washington City
Unified School District	Washington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,426.00 (+7.14%)	$25,608 (+9.14%)	$134,780 (+9.14%) Land $34,080 Building $100,700
2023	$1,331.00 (+13.86%)	$23,463	$123,490 Land $34,080 Building $89,410
2022	$1,169.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	13 (1982–2000)
Claims Outside the SFHA	8 of 13
Most Recent Claim	May 2000 · other causes
Claims by Event	Severe Thunderstorms And Flash Flooding, May 2000 · 3 claims Severe Storms & Flooding, Sep 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON PWS serves 14,068 people · EPA ID MO6010838
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jul 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Holdings Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: AT&T, T-Mobile USA.

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