100 Zipperer Paddock, Guyton, GA 31312 Property Records

Effingham County property record for 100 Zipperer Paddock, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,292 sqft · built 2010
Lot Size	3.38 acres (147,233 sqft)
Owner	2 Individual Names on Record
Last Sale	$419,900 (Feb 2021)
Tax Bill	$5,795 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Feb 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`0395B-019-000`

Property Details

APN / Parcel Number

Primary APN	`0395B-019-000`
Alternative APNs	`0395B019` `12108`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,292 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2011
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	147,233 sqft (3.38 acres)
Porch	Slab
Porch Area	644 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	12108
Street Address	100 ZIPPERER PADDOCK
City	GUYTON
State	GA
Zip	31312-6812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-2
Legal Description	3.38 AC LOT 19 OUT 395-19
Legal Subdivision	ZIPPERER PLACE
Legal Lot Number	19
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	2
Census Block	2000
Census Tract	30301

Owner

Source: Effingham County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	100 ZIPPERER PADDOCK, GUYTON, GA 31312-6812
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING
Feb 11, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2021 · Amount on Record
Deed Sale	Feb 11, 2021 · Amount on Record
Prior Sale	Apr 11, 2011
Deed Document Number	2021428
Deed Book / Page	2663 / 327
Prior Transfer Date	Mar 28, 2011
Prior Transfer Doc	002008/311
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	100 ZIPPERER PADDOCK, GUYTON, GA 31312-6812
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 ZIPPERER PADDOCK, GUYTON, GA 31312-6812
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002886/0000000320
Date	Dec 15, 2023
Book Page	0000002886/0000000320

Lender

Name	FIGURE LENDING

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2039

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Feb 11, 2021
Property Address	100 ZIPPERER PADDOCK, GUYTON, GA 31312-6812
Document Number	002663/327
Book / Page	2663 / 327
Instrument Date	Feb 11, 2021
Instrument	2021-000428
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 ZIPPERER PADDOCK, GUYTON, GA 31312-6812
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,795.00 (+11.19%) Homeowner's exemption	$200,762 (+7.55%) Land $61,987 Building $138,775	$501,905 (+7.55%) Land $154,967 Building $346,938
2024	$5,212.00 (+8.43%) Homeowner's exemption	$186,669 (+10.01%) Land $50,899 Building $135,770	$466,673 (+10.01%) Land $127,248 Building $339,425
2022	$4,807.00 Homeowner's exemption	$169,679 Land $39,414 Building $130,265	$424,199 Land $98,536 Building $325,663

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	2 (2002–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 61% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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