106 Zipperer Paddock, Guyton, GA 31312 Property Records

Effingham County property record for 106 Zipperer Paddock, Guyton, GA 31312 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,555 sqft · built 2024
Lot Size	2.81 acres (122,404 sqft)
Owner	2 Individual Names on File
Last Sale	$108,000 (Nov 2022)
Tax Bill	$7,400 (2025)
Deeds & Mortgages	Mar 2025 Mortgage Oct 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0395B-016-000`

Property Details

APN / Parcel Number

Primary APN	`0395B-016-000`
Alternative APNs	`0395B016` `12105`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,555 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	122,404 sqft (2.81 acres)
Garage Type	Mixed
Garage Area	562 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	12105
Street Address	106 ZIPPERER PADDOCK
City	GUYTON
State	GA
Zip	31312-6812
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.81 AC LOT 16 (OUT 395-19)
Legal Subdivision	ZIPPERER PLACE
Legal Lot Number	16
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	2
Census Block	2000
Census Tract	30301

Owner

Source: Effingham County records · APN 0395B-016-000

Assessment roll updated December 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	106 WINSLOW CIR, SAVANNAH, GA 31407-4945
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2025	Deed of Trust, Mortgage · Conventional Mortgage EMM LOANS
Oct 31, 2022	Warranty Deed, Transfer · Commercial Mortgage BANK OF NEWINGTON
Oct 31, 2022	Warranty Deed, Transfer
Jul 08, 2022	Warranty Deed, Transfer
Jul 08, 2022	Warranty Deed, Transfer
Feb 04, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 03, 2022 · Amount on Record
Deed Sale	Nov 03, 2022 · Amount on Record
Prior Sale	Jul 13, 2022 · Amount on Record
Deed Document Number	20223269
Deed Book / Page	2817 / 537
Prior Transfer Date	Oct 31, 2022
Prior Transfer Doc	002817/554
Record Updated	Sep 20, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	106 ZIPPERER PADDOCK, GUYTON, GA 31312-6812
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 ZIPPERER PADDOCK, GUYTON, GA 31312-6812

Mortgage

Document Number	0000002960/0000000805
Date	Mar 10, 2025
Book Page	0000002960/0000000805
Instrument	D2025001783

Lender

Name	EMM LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2055

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Oct 31, 2022
Property Address	106 ZIPPERER PADDOCK, GUYTON, GA 31312-6812
Document Number	002817/537
Book / Page	2817 / 537
Instrument Date	Oct 31, 2022
Instrument	2022-003269
Transaction Type	Transfer
Record Updated	Dec 22, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 WINSLOW CIR, SAVANNAH, GA 31407-4945

Mortgage

Document Number	0000010910
Date	Oct 31, 2022
Instrument	010910

Lender

Name	BANK OF NEWINGTON

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	15 Months
Due	Jan 01, 2024

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Oct 31, 2022
Property Address	106 ZIPPERER PADDOCK, GUYTON, GA 31312-6812
Document Number	002817/554
Book / Page	2817 / 554
Instrument Date	Oct 31, 2022
Instrument	2022-003270
Transaction Type	Transfer
Record Updated	Dec 22, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 WINSLOW CIR, SAVANNAH, GA 31407-4945

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jul 08, 2022
Property Address	106 ZIPPERER PADDOCK, GUYTON, GA 31312-6812
Document Number	002795/605
Book / Page	2795 / 605
Instrument Date	Jul 08, 2022
Instrument	2022-002016
Transaction Type	Transfer
Record Updated	Dec 22, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 SCUFFLETOWN RD, GUYTON, GA 31312-6125

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jul 08, 2022
Property Address	106 ZIPPERER PADDOCK, GUYTON, GA 31312-6812
Document Number	002795/603
Book / Page	2795 / 603
Instrument Date	Jul 08, 2022
Instrument	2022-002015
Transaction Type	Transfer
Record Updated	Dec 22, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 SCUFFLETOWN RD, GUYTON, GA 31312-6125

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Feb 04, 2020
Property Address	106 ZIPPERER PADDOCK, GUYTON, GA 31312-6812
Document Number	0002573/52
Book / Page	2573 / 52
Instrument Date	Feb 04, 2020
Instrument	2020-000317
Transaction Type	Transfer
Record Updated	Dec 22, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 ZIPPERER PADDOCK, GUYTON, GA 31312-6812

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated December 22, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,400.00 (+500.16%)	$235,920 (+427.44%) Land $69,767 Building $166,153	$589,800 (+427.45%) Land $174,417 Building $415,383
2024	$1,233.00 (+4.49%)	$44,729 (-) Land $44,729	$111,822 (-) Land $111,822
2023	$1,180.00 (+20.16%)	$44,729 (+29.06%) Land $44,729	$111,822 (+29.06%) Land $111,822
2022	$982.00	$34,658 Land $34,658	$86,646 Land $86,646

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (13103C), updated October 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131030303012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 40 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	2 (2002–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2009, rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 52% of the US · above 70% of Georgia
Wildfire Likelihood	About 1 in 1,282 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 16 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Planters Rural Telephone Cooperative	Fiber	8,000 / 8,000
Xfinity	Cable	1,200 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

106 Zipperer Paddock, Guyton, GA 31312 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2025: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

July 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

July 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

February 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Nearby Properties on Zipperer Paddock

Nearby Streets

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